PenFed Credit Union
PenFed Power Cash Rewards Visa Signature® Card
Cash back only
Annual fee
No annual fee
Welcome bonus
$100 statement credit
Min spend
$1,500 in 90 days
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
Unlimited 2% cash back on every purchase for PenFed Honors Advantage members
1.5% cash back for members without Honors Advantage
Features & benefits
No annual fee and no foreign transaction fees
PenFed membership is open to anyone by opening a savings account with a $5 deposit
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the PenFed Power Cash Rewards Visa Signature® Card lands.
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