Mastercard
TD Bank
Target Circle™ Card (Mastercard)
Cash back only
Annual fee
No annual fee
Welcome bonus
$50 in Target Circle rewards
Min spend
$50 in the first 60 days
Recommended credit
Excellent (720+)
Offer last verified July 17, 2026. How we verify.
Earning rates
5% off at Target, applied as an instant discount at checkout
2% back on dining and gas as Target GiftCard value
1% back everywhere else as Target GiftCard value
Features & benefits
Free two-day shipping on Target.com and extra time for returns
No annual fee
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Target Circle™ Card (Mastercard) lands.
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