SKYPASS Select Visa Signature® Card
A $450-a-year airline card from U.S. Bank.
Rates, fees, and full terms are set by U.S. Bank and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.
Our review
The SKYPASS Select Visa Signature is Korean Air's premium card, with a $450 fee. It earns 3 miles per dollar on Korean Air tickets, 2 on other airlines, hotels, car rentals, and dining, and 1 elsewhere, and comes with a $200 travel credit, four Priority Pass visits, two Korean Air lounge vouchers, and a Global Entry or TSA PreCheck credit.
The travel credit brings the real cost to about $250, which still needs heavy Korean Air flying to justify. It is a niche card for loyal Korean Air travelers.
Think twice if: you fly Korean Air only once or twice a year, where the Visa Signature delivers most of the value for $99.
Our 5.9 out of 10 rating
Each score weighs the rewards rate, value after the annual fee, welcome offer, points flexibility, and perks, with every point valued at a flat 1 cent. This is our editorial assessment to help you compare cards, not a guarantee of approval or of the value you will get.
Earning rates at a glance
Rewards: how it earns
You earn 3 miles per dollar on Korean Air tickets, 2 miles on other airlines, hotels, car rentals, and dining, and 1 mile on everything else. Big spenders also earn extra miles at $15,000 and $35,000 in annual spending. Miles are valued at a flat cent.
| Category | Rate | Notes |
|---|---|---|
| Dining and restaurants | 2x | Bonus category |
| Travel | 2x | Bonus category |
| Flights | 2x | Bonus category |
| Hotels | 2x | Bonus category |
| Groceries | 1x | Base rate |
| Gas | 1x | Base rate |
| Streaming | 1x | Base rate |
| Everything else | 1x | Everything else |
The fine print on rates: Miles are valued at a flat 1 cent. Spend $15,000 a year for 5,000 bonus miles, or $35,000 for 10,000 renewal miles. The $200 travel credit brings the effective fee to about $250.
Every point and mile above is valued at a flat 1 cent, the same honest standard we use for every card. Run your own spending through the calculator to see what this card would actually return for you.
Best ways to earn & redeem
Put your dining and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is on the modest side for that category, so compare before you commit.
When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Pros and cons
- 3x on Korean Air tickets
- $200 annual travel credit
- Priority Pass visits and Korean Air lounge vouchers
- No foreign transaction fees
- $450 annual fee
- Miles locked to SKYPASS
- Only worth it for frequent Korean Air flyers
The welcome bonus
New cardholders earn 60,000 bonus miles after spending $5,000 in the first 90 days.
Is it worth the annual fee?
The $450 annual fee is offset by a $200 travel credit, four Priority Pass visits, two Korean Air lounge vouchers, and 5% off Korean Air tickets twice a year. You need to fly Korean Air regularly for the rest of the fee to make sense.
First-year value vs ongoing value
| Welcome bonus | 60,000 bonus miles |
| To earn it | $5,000 in the first 90 days |
| Est. first-year value* | $835 |
| Est. ongoing value / yr* | $235 |
The welcome bonus makes year one the high point: roughly $835 in value once you count the bonus, this card’s rewards, and its credits, minus the $450 fee. After that, the honest figure is about $235 a year, so judge whether it earns its keep on the ongoing number, not the first-year headline.
*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent, on average spending.
Benefits and protections
Beyond the rewards, the perks and protections worth knowing about include:
- 3 miles per $1 on Korean Air tickets
- 2 miles per $1 on other airlines, hotels, car rentals, and dining
- 1 mile per $1 everywhere else
- $200 annual travel credit and four Priority Pass visits
- $450 annual fee
Lounge access
This card includes airport lounge access. Here is exactly what you get, including the Priority Pass distinctions that vary by card:
- Four free Priority Pass lounge visits each year
- 2 Korean Air lounge vouchers each year
Statement credits
- Up to $200 annual statement credit on travel purchases
- Up to $120 TSA PreCheck or Global Entry fee credit
- Two $25 duty free coupons each year
Who should get it, and who should skip it
Get the SKYPASS Select if you fly Korean Air several times a year and want lounge access and the bigger ticket discount.
Most travelers will do better with the SKYPASS Visa Signature, which keeps the core perks for $99.
Alternatives to the SKYPASS Select Visa Signature® Card
Pairs well with
The SKYPASS Select Visa Signature® Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.
Frequently asked questions
Best-card guides featuring this card
Learn more
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the SKYPASS Select Visa Signature® Card lands.
Calculate My CardOffer details verified against issuer sources as of October 2026. Editorial opinions are our own. Cardocrat values all points at a flat 1 cent and never inflates redemptions.
