Navy Federal
Navy Federal cashRewards Credit Card
Cash back only
Annual fee
No annual fee
Welcome bonus
$250 cash back after $2,500 in 90 days
Min spend
$2,500 in 90 days
Recommended credit
Good (670+)
Offer last verified July 14, 2026. How we verify.
Earning rates
Up to 2% cash back on all purchases (2% at a $5,000+ credit limit, otherwise 1.5%)
Features & benefits
No caps and no rotating categories
$250 welcome bonus after $2,500 in 90 days
No annual fee and no foreign transaction fee
Requires Navy Federal membership (military affiliation)
How does it rank for your spending?
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