U.S. Bank
U.S. Bank Business Leverage® Visa Signature®
Cash back only
Annual fee
$0 first year, then $95/yr
Welcome bonus
$600 in rewards
Min spend
$6,000 in 120 days
Recommended credit
Good to Excellent (670+)
Offer last verified July 7, 2026. How we verify.
Earning rates
2x points automatically in your top two eligible spending categories each month, chosen from dozens of categories with no cap
5x points on prepaid hotels and car rentals booked in the U.S. Bank Rewards Center
1x point on all other purchases
$600 in rewards after $6,000 in purchases in the first 120 days
Points are worth 1 cent each toward cash back, travel, or gift cards
Features & benefits
$0 intro annual fee the first year, then $95
No foreign transaction fees
Free employee cards
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the U.S. Bank Business Leverage® Visa Signature® lands.
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