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American Express Blue Business Cash Card
American Express

American Express Blue Business Cash Card

Cash back only
Annual fee
No annual fee
Welcome bonus
$250 statement credit
Min spend
$3,000 in 3 months
Recommended credit
Good to Excellent (670+)
Apply on American Express site
Before you apply: American Express application and welcome-bonus rules →
Rates and offer last verified June 22, 2026.

Earning rates

2% cash back on all eligible purchases up to $50,000 per year, then 1%
Cash back automatically applied as a statement credit
0% intro APR on purchases for 12 months

Features & benefits

No annual fee
Expanded Buying Power to spend above your credit limit
Free employee cards

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the American Express Blue Business Cash Card lands.

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