Bank of America
Business Advantage Customized Cash Rewards Mastercard®
Cash back only
Annual fee
No annual fee
Welcome bonus
$500 online cash rewards bonus
Min spend
$5,000 in 90 days
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
3% cash back in one category you choose: gas and EV charging, office supply stores, travel, TV and telecom, computer services, or business consulting
2% cash back on dining
3% and 2% rates apply to the first $50,000 in combined purchases each calendar year, then 1%
1% cash back on everything else
Business Advantage Preferred Rewards members earn 25% to 75% more cash back
Features & benefits
No annual fee
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Business Advantage Customized Cash Rewards Mastercard® lands.
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