Citizens Bank
Citizens Summit® World Mastercard®
Cash back only
Annual fee
No annual fee
Welcome bonus
None
Min spend
None
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
3% cash back on dining and groceries
1.5% cash back on everything else
0% intro APR on balance transfers for 12 billing cycles
Features & benefits
No annual fee
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citizens Summit® World Mastercard® lands.
Calculate My Card