Synchrony
Virgin Red Rewards World Elite Mastercard®
Locked to Virgin Points
Annual fee
$99/yr
Welcome bonus
60,000 points
Min spend
$4,000 in 90 days
Recommended credit
Good to Excellent (670+)
Offer last verified July 6, 2026. How we verify.
Earning rates
3x Virgin Points at Virgin Atlantic, Virgin Hotels, and Virgin Voyages
2x points on groceries, dining, select streaming, and EV charging
1x point on all other purchases
5,000 bonus points every account anniversary
Features & benefits
Third night free on a two-night Virgin Hotels stay once a year
No foreign transaction fees
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Virgin Red Rewards World Elite Mastercard® lands.
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