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Capital One Savor (Legacy $95)
Capital One

Capital One Savor (Legacy $95)

A $95-a-year transferable-points card from Capital One.

Legacy card. This card is no longer open to new applicants. It is shown for historical reference and for existing cardholders, who can still add it to My Wallet to plan around what they already carry.
Pools with Capital One → transferable
Annual fee
$95/yr
Welcome bonus
Not available (no longer open to new applicants)
Min spend
N/A
Recommended credit
Excellent (740+)
Network
Mastercard
7.1/10Our rating · review ›

Rates, fees, and full terms are set by Capital One and can change; check Capital One’s official terms for current rates and fees before applying.

Offer last verified June 18, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining, streaming, and entertainment and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $95 annual fee.

Earning rates

4% cash back on dining and entertainment
4% on popular streaming services
4% on Capital One Entertainment
3% at grocery stores (excluding superstores like Walmart and Target)
1% on all other purchases
Rewards pool with Capital One miles cards for airline and hotel transfers

Best ways to earn & redeem

Put your dining, streaming, and entertainment spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is among the stronger ones you will find in that category.

When you cash in, pool the rewards into the issuer transferable points when you also hold an eligible card, then move them to travel partners. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

$95 annual fee

Transfer partners

On its own this card earns Miles worth about 1 cent each. Pool it with a Capital One transfer card such as the Venture X, though, and the points unlock the same airline and hotel transfers, where major partners include:

Airline partners

Air Canada Aeroplan, Turkish Miles & Smiles, Avianca LifeMiles, Flying Blue (Air France/KLM), Singapore Airlines, British Airways

To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.

Hotel partners

Wyndham Rewards

You can check the live points price for a specific stay on rooms.aero.

See the full Capital One ecosystem, card lineup, and live transfer bonuses →

Alternatives to the Capital One Savor (Legacy $95)

Pairs well with

The Capital One Savor (Legacy $95) earns Miles but cannot transfer on its own. Pair it with a Capital One transfer hub to unlock airline and hotel transfers.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Capital One Savor (Legacy $95) lands.

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