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Ink Business Preferred®
Chase

Ink Business Preferred®

Transfers to airlines & hotels
Annual fee
$95/yr
Welcome bonus
100,000 Ultimate Rewards® Points
Min spend
$8,000 in 3 months
Recommended credit
Good to Excellent (700+)
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Before you apply: Chase application and welcome-bonus rules →
Offer last verified June 17, 2026. How we verify.

Earning rates

3x on travel, shipping, social/search advertising, and internet/cable/phone (up to $150k/yr combined)
1x on all other purchases
25% more value redeeming points for travel via Chase

Features & benefits

Transfers to 14 airline and hotel partners (United, Southwest & more), mostly 1:1; Hyatt transfers at 4:3 effective October 2026
Cell phone protection up to $600 per claim (up to 3 claims/yr)
Employee cards at no additional cost
Primary rental car coverage for business rentals
Trip cancellation/interruption insurance
No foreign transaction fees
Purchase protection and extended warranty

Statement credits

$10 monthly DoorDash credit on a non-restaurant order, plus complimentary DashPass (through December 2027)

Transfer partners

Your Ultimate Rewards transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

United Airlines, Southwest Airlines, British Airways, Air France/KLM, Singapore Airlines, Air Canada, Virgin Atlantic

See exactly what a flight award costs

Stop guessing at point values. Look up the real mileage price and live seat availability for a specific flight.

Search award flights on seats.aero →

Hotel partners

World of Hyatt

See what a hotel award costs

Look up the live points price and availability for a specific hotel stay before you book.

Search award stays on rooms.aero →

See the full Chase ecosystem, card lineup, and live transfer bonuses →

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Ink Business Preferred® lands.

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