Chase

Chase Freedom Rise®

Pools with Chase → transferable

Annual fee

No annual fee

Welcome bonus

$25 statement credit

Min spend

Set up autopay in first 3 months

Recommended credit

New to Credit (580+)

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Before you apply: Chase application and welcome-bonus rules →

Offer last verified June 17, 2026. How we verify.

Earning rates

1.5% cash back on every purchase

Earns Ultimate Rewards®, pool points with Sapphire or Ink cards to unlock transfers

Features & benefits

$25 statement credit for setting up autopay within first 3 months

Credit limit increase considered after 12 months of responsible use

No annual fee

Purchase protection

No foreign transaction fees

Designed for people with limited or no credit history

Transfer partners

On its own this card earns Ultimate Rewards worth about 1 cent each. Pool it with a Chase transfer card such as the Sapphire Preferred, though, and the points unlock the same airline and hotel transfers, where major partners include:

Airline partners

United Airlines, Southwest Airlines, British Airways, Air France/KLM, Singapore Airlines, Air Canada, Virgin Atlantic

See exactly what a flight award costs

Stop guessing at point values. Look up the real mileage price and live seat availability for a specific flight.

Search award flights on seats.aero →

Hotel partners

World of Hyatt

See what a hotel award costs

Look up the live points price and availability for a specific hotel stay before you book.

Search award stays on rooms.aero →

See the full Chase ecosystem, card lineup, and live transfer bonuses →

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Chase Freedom Rise® lands.

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