USAA
USAA Preferred Cash Rewards Visa Signature®
Cash back only
Annual fee
No annual fee
Welcome bonus
$250 after $1,000 in 90 days
Min spend
$1,000 in 90 days
Recommended credit
Good (670+)
Offer last verified July 14, 2026. How we verify.
Earning rates
Unlimited 1.5% cash back on all purchases
0% intro APR on purchases for 15 months
Features & benefits
$250 welcome bonus after $1,000 in 90 days
No annual fee and no foreign transaction fee
Requires USAA membership (military affiliation)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the USAA Preferred Cash Rewards Visa Signature® lands.
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