Chase
United℠ Gateway
Locked to United MileagePlus
Annual fee
No annual fee
Welcome bonus
Up to 40,000 bonus miles (30,000 after $1,000 spend)
Min spend
$1,000 in 3 months
Recommended credit
Good to Excellent (700+)
Rates and offer last verified June 12, 2026.
Earning rates
5x miles on United flights booked with the card
2x miles on other United purchases, gas stations, and local transit
1x miles on all other purchases
25% back on United in-flight purchases
0% intro APR for 12 months on purchases
Features & benefits
No annual fee
No foreign transaction fees
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the United℠ Gateway lands.
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