PNC
PNC points® Visa® Credit Card
Cash back only
Annual fee
No annual fee
Welcome bonus
Up to 100,000 bonus points
Min spend
$1,000 in the first 3 billing cycles
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
4 points per dollar on every purchase
PNC checking customers can earn 25% to 75% more points
Points redeem for cash, travel, gift cards, or merchandise
Features & benefits
No annual fee
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the PNC points® Visa® Credit Card lands.
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