The Biggest Credit Card Welcome Bonuses 2026
A credit card welcome bonus is the fastest rewards you will ever earn, so it is worth knowing which cards offer the most. We ranked all 232 cards in the Cardocrat database that currently pay a welcome bonus, valuing every point at a flat 1 cent so the numbers are honest and comparable, not inflated.
$3,000
biggest bonus (American Express® Business Platinum)
$508
average welcome bonus value
$400
median welcome bonus value
33 of 232
are limited-time offers above the usual amount
The biggest bonuses are usually limited-time
The headline numbers move. Right now 33 of the 232 bonuses are running as limited-time offers above the card normal amount, so a figure you see today may not be there next month. Throughout Cardocrat we show the usual value struck through next to the elevated one, so you can judge the real, recurring offer rather than chasing a temporary spike. For the elevated offers live this month, see our best current credit card offers roundup.
What a welcome bonus is really worth
We value points and miles at a flat 1 cent, which is close to their cash value and never inflated. A 100,000-point bonus is shown as $1,000, not the $2,000-plus some sites claim by assuming premium airline redemptions you may never make. Transferable points can beat a cent if you travel, but 1 cent is the honest floor for comparing one bonus to another.
Just as important is the spending it takes to earn the bonus. A large bonus behind a $6,000 requirement is only valuable if you can hit it with normal spending; see how to meet a minimum spend without overspending.
Every welcome bonus, ranked by value
Valued at a flat 1 cent, here is every current welcome bonus from largest to smallest. Run a card against your own spending in the calculator, and see the cards that win each category in the best-card guides.
| # | Card | Welcome bonus | Value | Minimum spend | Annual fee | Offer |
|---|---|---|---|---|---|---|
| 1 | American Express® Business Platinum | As high as 300,000 Membership Rewards® Points | $3,000 | $20,000 in 3 months | $895 | Standard |
| 2 | Hilton Honors Aspire | 200,000 Hilton Honors Bonus Points | $2,000 | $6,000 in 6 months | $550 | Standard |
| 3 | Chase Sapphire Reserve for Business℠ | 200,000 Ultimate Rewards® Points | $2,000 | $30,000 in 6 months | $795 | Limited-time |
| 4 | American Express® Business Gold | As high as 200,000 Membership Rewards® Points | $2,000 | $15,000 in 3 months | $375 | Standard |
| 5 | Capital One Spark Cash Plus | $2,000 cash back | $2,000 | $30,000 in 3 months | $150 | Standard |
| 6 | Delta SkyMiles® Reserve Business | 200,000 bonus miles | $2,000 | $20,000 in 6 months | $650 | Limited-time |
| 7 | IHG One Rewards Premier Select Credit Card | 200,000 IHG One Rewards points | $2,000 | $5,000 in the first 3 months | $350 | Limited-time |
| 8 | IHG One Rewards Business Credit Card | 190,000 points | $1,900 | $5,000 in 3 months | $200 | Standard |
| 9 | IHG One Rewards Premier Credit Card | 180,000 IHG One Rewards Points | $1,800 | $3,000 in 3 months | $150 | Standard |
| 10 | American Express® Platinum | As high as 175,000 Membership Rewards® Points | $1,750 | $12,000 in 6 months | $895 | Standard |
| 11 | Marriott Bonvoy Boundless® | 3 Free Night Awards (each up to 50,000 points) | $1,500 | $3,000 in 3 months | $95 | Standard |
| 12 | Capital One Venture X Business | Up to 300,000 bonus miles + $1,000 Capital One Business Travel credit (limited time) | $1,500 | $40,000 in 4 months | $395 | Limited-time |
| 13 | Amex Graphite Business Cash Unlimited Card | $1,500 cash back | $1,500 | $50,000 in 6 months | $295 | Standard |
| 14 | Hilton Honors American Express Business Card | 150,000 Hilton Honors Bonus Points + a Free Night Reward | $1,500 | $8,000 in 6 months | $195 | Standard |
| 15 | Hilton Honors Surpass® | 130,000 Hilton Honors Bonus Points + a Free Night Reward | $1,300 | $3,000 in 6 months | $150 | Standard |
| 16 | Citi® / AAdvantage® Executive | 125,000 AAdvantage® bonus miles | $1,250 | $15,000 in 5 months | $695 | Limited-time |
| 17 | IHG One Rewards Credit Card | 125,000 IHG One Rewards Points | $1,250 | $2,000 in 3 months | No annual fee | Standard |
| 18 | Wyndham Rewards Earner® Premier Card | Up to 120,000 points | $1,200 | $6,000 in 120 days + $750 on Wyndham in 180 days | $395 | Standard |
| 19 | American Express® Gold | As high as 100,000 Membership Rewards® Points | $1,000 | $8,000 in 6 months | $325 | Standard |
| 20 | Chase Sapphire Reserve® | 100,000 Ultimate Rewards® Points | $1,000 | $6,000 in 3 months | $795 | Standard |
| 21 | Marriott Bonvoy Brilliant® | 100,000 Marriott Bonvoy Bonus Points | $1,000 | $6,000 in 6 months | $650 | Standard |
| 22 | Ink Business Preferred® | 100,000 Ultimate Rewards® Points | $1,000 | $8,000 in 3 months | $95 | Standard |
| 23 | Wyndham Rewards Earner® Plus Card | Up to 100,000 points | $1,000 | $1,000 in 90 days + $500 on Wyndham in 180 days | $75 | Standard |
| 24 | Capital One Venture Business | 100,000 Miles | $1,000 | $10,000 in 3 months | $95 | Standard |
| 25 | Ink Business Premier | $1,000 cash back | $1,000 | $10,000 in 3 months | $195 | Standard |
| 26 | United℠ Business Card | Up to 100,000 bonus miles + 2,000 PQP | $1,000 | $5,000 in 3 months | $150 | Standard |
| 27 | United Club℠ Business Card | Up to 100,000 bonus miles + 2,000 PQP | $1,000 | $5,000 in 3 months | $695 | Standard |
| 28 | Delta SkyMiles® Platinum Business | 100,000 bonus miles | $1,000 | $8,000 in 6 months | $350 | Limited-time |
| 29 | Marriott Bonvoy Business® American Express® Card | 100,000 points + 1 Free Night Award (up to 50,000 points) | $1,000 | $8,000 in 6 months | $125 | Limited-time |
| 30 | Wyndham Rewards Earner® Business Card | Up to 100,000 points | $1,000 | $3,000 in 90 days + $500 at Wyndham in 180 days | $149 | Limited-time |
| 31 | Capital One Spark 2% Cash | $1,000 cash bonus | $1,000 | $10,000 in the first 3 months | $95 | Standard |
| 32 | U.S. Bank Business Essentials™ Plus Visa Signature® Card | $1,000 cash back | $1,000 | $15,000 in the first 150 days | $295 | Standard |
| 33 | GM Business™ Mastercard® | 100,000 points ($1,000) | $1,000 | $5,000 in the first 5 months | No annual fee | Standard |
| 34 | Delta SkyMiles® Platinum | As high as 90,000 bonus miles + $300 statement credit | $900 | $4,000 in 6 months | $350 | Standard |
| 35 | JetBlue Premier | 90,000 bonus points | $900 | $5,000 in 90 days | $499 | Standard |
| 36 | United℠ Club | Up to 100,000 bonus miles | $900 | $5,000 in 3 months | $695 | Standard |
| 37 | Delta SkyMiles® Gold Business | 90,000 bonus miles | $900 | $6,000 in 6 months | $150 | Limited-time |
| 38 | Marriott Bonvoy Bountiful® | 85,000 points | $850 | $4,000 in 3 months | $250 | Standard |
| 39 | Marriott Bonvoy Bevy™ American Express® Card | 85,000 Marriott Bonvoy Bonus Points | $850 | $5,000 in 6 months | $250 | Standard |
| 40 | American Express® Platinum for Morgan Stanley | 80,000 Membership Rewards® Points | $800 | $12,000 in 6 months | $895 | Standard |
| 41 | American Express® Platinum for Schwab | 80,000 Membership Rewards® Points | $800 | $12,000 in 6 months | $895 | Standard |
| 42 | Citi® / AAdvantage® Platinum Select® | 80,000 American Airlines AAdvantage® miles | $800 | $3,500 in 4 months | $99 | Limited-time |
| 43 | Bilt Palladium | 50,000 points + Gold Status + $300 Bilt Cash | $800 | $4,000 in 90 days | $495 | Standard |
| 44 | Delta SkyMiles® Gold | As high as 80,000 bonus miles + $250 statement credit | $800 | $3,000 in 6 months | $150 | Standard |
| 45 | Southwest Rapid Rewards® Premier Business | 80,000 points | $800 | $3,000 in 3 months | $149 | Limited-time |
| 46 | Southwest Rapid Rewards® Performance Business | 80,000 points | $800 | $5,000 in 3 months | $299 | Standard |
| 47 | Chase Sapphire Preferred® | 75,000 Ultimate Rewards® Points | $750 | $5,000 in 3 months | $95 | Standard |
| 48 | Capital One Venture X | 75,000 Miles | $750 | $4,000 in 3 months | $395 | Standard |
| 49 | Capital One Venture | 75,000 Miles + $300 Capital One Travel stays credit | $750 | $4,000 in 3 months | $95 | Standard |
| 50 | Citi Strata Elite℠ | 75,000 ThankYou® Points | $750 | $6,000 in 3 months | $595 | Standard |
| 51 | Ink Business Cash® | $750 cash back | $750 | $6,000 in 3 months | No annual fee | Standard |
| 52 | Ink Business Unlimited® | $750 cash back | $750 | $6,000 in 3 months | No annual fee | Standard |
| 53 | Wyndham Rewards Earner® Card | Up to 75,000 points | $750 | $1,000 in 90 days + $500 at Wyndham in 180 days | No annual fee | Limited-time |
| 54 | World of Hyatt | Up to 60,000 Bonus Points | $750 | $5,000 in 3 months | $95 | Standard |
| 55 | Bank of America® Premium Rewards® Elite Credit Card | 75,000 online bonus points | $750 | $5,000 in 90 days | $550 | Standard |
| 56 | Capital One Spark Cash Select | $750 cash back | $750 | $6,000 in 3 months | No annual fee | Standard |
| 57 | U.S. Bank Triple Cash Rewards Business Card | $750 cash back | $750 | $6,000 in 180 days | No annual fee | Standard |
| 58 | U.S. Bank Business Altitude® Connect Visa Signature® | 75,000 points | $750 | $6,000 in 180 days | $95 | Standard |
| 59 | British Airways Visa Signature® Card | 75,000 Avios | $750 | $5,000 in 3 months | $95 | Standard |
| 60 | Aer Lingus Visa Signature® Card | 75,000 Avios | $750 | $5,000 in 3 months | $95 | Standard |
| 61 | Iberia Visa Signature® Card | 75,000 Avios | $750 | $5,000 in 3 months | $95 | Standard |
| 62 | Aeroplan® Credit Card | Up to 115,000 bonus points | $750 | $4,000 in 3 months | $195 | Standard |
| 63 | HSBC Elite World Elite Mastercard® | 75,000 bonus points | $750 | $4,000 in the first 3 months | $495 | Standard |
| 64 | Hilton Honors | 70,000 Hilton Honors Bonus Points + a Free Night Reward | $700 | $2,000 in 6 months | No annual fee | Standard |
| 65 | JetBlue Plus | 70,000 bonus points | $700 | $1,000 in 90 days | $99 | Standard |
| 66 | Atmos Rewards Summit | 70,000 bonus points + 25,000-point Global Companion Award | $700 | $3,000 in 90 days | $395 | Limited-time |
| 67 | Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® | Up to 70,000 bonus points | $700 | $1,000 in 90 days + $2,000 in 180 days | $99 | Standard |
| 68 | United℠ Quest | Up to 90,000 bonus miles + 500 PQP | $700 | $4,000 in 3 months | $350 | Standard |
| 69 | World of Hyatt Business Credit Card | 70,000 points | $700 | $7,000 in 3 months | $199 | Standard |
| 70 | Atmos Rewards Visa Business | 70,000 bonus points + $99 Companion Fare | $700 | $4,000 in 90 days | $70 | Limited-time |
| 71 | Miles & More® World Elite Mastercard® | 70,000 miles | $700 | $4,000 in 90 days | $89 | Standard |
| 72 | Citi® / AAdvantage Business™ World Elite Mastercard® | 65,000 miles | $650 | $4,000 in 4 months | $99 | Standard |
| 73 | Citi Strata Premier℠ | 60,000 ThankYou® Points | $600 | $4,000 in 3 months | $95 | Standard |
| 74 | Wells Fargo Autograph Journey℠ | 60,000 bonus points ($600 value) | $600 | $4,000 in 3 months | $95 | Standard |
| 75 | Southwest Rapid Rewards® Priority | 60,000 Rapid Rewards® bonus points | $600 | $2,000 in 3 months | $229 | Limited-time |
| 76 | United℠ Explorer | Up to 60,000 bonus miles | $600 | $3,000 in 3 months | $150 | Standard |
| 77 | Bank of America® Premium Rewards® Credit Card | 60,000 online bonus points | $600 | $4,000 in 90 days | $95 | Standard |
| 78 | Royal ONE Plus™ Visa Signature® | 60,000 points ($600) | $600 | $2,500 in 90 days | $99 | Standard |
| 79 | Citi® / AAdvantage® Globe™ Mastercard® | 60,000 AAdvantage® bonus miles | $600 | $4,000 in 3 months | $350 | Standard |
| 80 | Frontier Airlines World Mastercard® | Up to 60,000 miles | $600 | $2,500 in 6 months | $99 | Standard |
| 81 | Virgin Red Rewards World Elite Mastercard® | 60,000 points | $600 | $4,000 in 90 days | $99 | Standard |
| 82 | Avianca LifeMiles American Express® Elite Card | Up to 100,000 miles | $600 | $4,500 in 90 days | $249 | Standard |
| 83 | Choice Privileges® Select Mastercard® | 60,000 points | $600 | $3,000 in 3 months | $95 | Standard |
| 84 | HSBC Premier World Mastercard® | 60,000 bonus points | $600 | $4,000 in the first 3 months | $95 | Standard |
| 85 | SKYPASS Select Visa Signature® Card | 60,000 bonus miles | $600 | $5,000 in the first 90 days | $450 | Standard |
| 86 | Southwest Rapid Rewards® Premier | 55,000 Rapid Rewards® bonus points | $550 | $1,500 in 3 months | $149 | Limited-time |
| 87 | Navy Federal Flagship Premier Visa Signature® | 50,000 bonus points | $500 | $4,000 in 90 days | $95 | Limited-time |
| 88 | USAA Eagle Navigator® Visa Signature® | 50,000 bonus points | $500 | $3,000 by January 31, 2027 | $95 | Limited-time |
| 89 | Wells Fargo Signify Business Cash℠ | $500 cash rewards bonus | $500 | $5,000 in 3 months | No annual fee | Standard |
| 90 | Delta SkyMiles® Reserve | 50,000 bonus miles + two round-trip Delta Comfort flight certificates | $500 | $10,000 in 6 months | $650 | Limited-time |
| 91 | Southwest Rapid Rewards® Plus | 50,000 Rapid Rewards® bonus points | $500 | $1,000 in 3 months | $99 | Limited-time |
| 92 | Atmos Rewards Ascent | 50,000 bonus points + $99 Companion Fare | $500 | $1,500 in 90 days | $95 | Limited-time |
| 93 | American Express® Blue Business Plus | As high as 50,000 Membership Rewards® Points | $500 | $5,000 in 3 months | No annual fee | Standard |
| 94 | Business Advantage Customized Cash Rewards Mastercard® | $500 online cash rewards bonus | $500 | $5,000 in 90 days | No annual fee | Standard |
| 95 | Business Advantage Travel Rewards World Mastercard® | 50,000 online bonus points | $500 | $5,000 in 90 days | No annual fee | Standard |
| 96 | PenFed Pathfinder® Rewards Visa Signature® Card | 50,000 bonus points | $500 | $3,000 in 90 days | $95 | Standard |
| 97 | Capital One VentureOne Business | 50,000 Miles | $500 | $4,500 in 3 months | No annual fee | Standard |
| 98 | Disney® Inspire Visa® Card | $300 Disney Gift Card + $200 statement credit | $500 | $1,000 in 3 months | $149 | Standard |
| 99 | American Express Blue Business Cash Card | As high as $500 statement credit | $500 | $5,000 in 3 months | No annual fee | Standard |
| 100 | Bank of America Business Advantage Unlimited Cash Rewards | $500 online cash rewards bonus | $500 | $5,000 in 90 days | No annual fee | Standard |
| 101 | JetBlue Business Card | 50,000 bonus points | $500 | $4,000 in 90 days | $99 | Standard |
| 102 | Emirates Skywards Premium World Elite Mastercard® | 50,000 miles | $500 | $3,000 in 90 days | $499 | Standard |
| 103 | Qatar Airways Privilege Club Infinite Credit Card | 50,000 Avios | $500 | $5,000 in 90 days | $499 | Standard |
| 104 | Air France KLM Visa Signature® Card | 50,000 bonus miles plus 100 XP | $500 | $2,000 in 90 days | $89 | Standard |
| 105 | U.S. Bank Business Essentials™ Visa® Card | $500 cash back | $500 | $5,000 in the first 150 days | No annual fee | Standard |
| 106 | SKYPASS Visa Signature® Business Card | 50,000 bonus miles | $500 | $5,000 in the first 90 days | $99 | Standard |
| 107 | Best Western Rewards® Premium Visa Signature® Card | Up to 80,000 bonus points | $480 | $3,000 in the first 3 months | $89 | Standard |
| 108 | Marriott Bonvoy Bold® | 45,000 points | $450 | $1,000 in 3 months | No annual fee | Standard |
| 109 | MGM Rewards Iconic World Elite Mastercard® | Up to 45,000 points ($450) | $450 | 30,000 after $5,000 in the first 3 billing cycles, 15,000 more at $7,500 in 6 cycles | $249 | Limited-time |
| 110 | United℠ Gateway | Up to 40,000 bonus miles | $400 | $1,000 in 3 months | No annual fee | Standard |
| 111 | Emirates Skywards Rewards World Elite Mastercard® | 40,000 miles | $400 | $3,000 in 90 days | $99 | Standard |
| 112 | Qatar Airways Privilege Club Signature Credit Card | 40,000 Avios | $400 | $3,000 in 90 days | $99 | Standard |
| 113 | Avianca LifeMiles American Express® Card | 40,000 miles | $400 | $3,000 in 90 days | $99 | Standard |
| 114 | LATAM Airlines World Elite Mastercard® | 40,000 miles | $400 | $2,500 in 3 months | $99 | Standard |
| 115 | TAP Miles&Go American Express® Credit Card | 40,000 miles | $400 | $2,500 in 90 days | $79 | Standard |
| 116 | Breeze Easy™ Visa Signature® Card | 40,000 points | $400 | $1,000 in 90 days | $89 | Standard |
| 117 | Choice Privileges® Mastercard® | 40,000 points | $400 | $1,000 in 3 months | No annual fee | Standard |
| 118 | Turkish Airlines Miles&Smiles Premier Visa Signature® Card | 40,000 bonus miles | $400 | $8,000 in the first year | $99 | Standard |
| 119 | SKYPASS Visa Signature® Card | 40,000 bonus miles | $400 | $4,000 in the first 90 days | $99 | Standard |
| 120 | Cathay World Elite Mastercard® | 38,000 miles | $380 | $3,000 in 90 days | $99 | Standard |
| 121 | One Key+™ Card | $350 in OneKeyCash | $350 | $6,000 in the first 6 months | $99 | Standard |
| 122 | American Express® Blue Cash Preferred | $300 statement credit | $300 | $3,000 in 6 months | $95 | Standard |
| 123 | Truist Enjoy Beyond Visa® Credit Card | 30,000 points | $300 | $1,500 in 90 days | $95 | Standard |
| 124 | Disney® Premier Visa® Card | $200 Disney Gift Card + $100 statement credit | $300 | $500 in 3 months | $49 | Standard |
| 125 | Royal ONE™ Visa Signature® | 30,000 points ($300) | $300 | $1,500 in 90 days | No annual fee | Standard |
| 126 | GM Rewards™ Mastercard® | 30,000 points ($300) | $300 | $1,000 in 90 days | No annual fee | Standard |
| 127 | Allegiant Allways Rewards Visa® | 30,000 bonus points | $300 | $1,500 in 90 days | $59 | Standard |
| 128 | Crypto.com Royal Indigo / Jade Green | $300 welcome bonus in CRO | $300 | $5,000 in 90 days | $300 | Limited-time |
| 129 | Chase Freedom Flex℠ | $250 cash bonus | $250 | $500 in 3 months | No annual fee | Standard |
| 130 | Citi® / AAdvantage® MileUp® | 15,000 AAdvantage® bonus miles + $100 statement credit | $250 | $500 in 3 months | No annual fee | Standard |
| 131 | TD Business Solutions Credit Card | $250 cash back | $250 | $1,500 in 90 days | No annual fee | Standard |
| 132 | TD First Class℠ Visa Signature® Credit Card | 25,000 bonus miles | $250 | $3,000 in 6 billing cycles | $89 | Standard |
| 133 | Navy Federal cashRewards Credit Card | $250 cash back | $250 | $2,500 in 90 days | No annual fee | Standard |
| 134 | Bank of America® Travel Rewards Credit Card | 25,000 online bonus points | $250 | $1,000 in 90 days | No annual fee | Standard |
| 135 | Bank of America® Unlimited Cash Rewards Credit Card | $250 online cash rewards bonus | $250 | $1,000 in 90 days | No annual fee | Limited-time |
| 136 | Amtrak Guest Rewards® Preferred Mastercard® | Up to 30,000 points (25,000 after $1,500 + 5,000 for adding an authorized user) | $250 | $1,500 in the first 3 billing cycles | $99 | Standard |
| 137 | Sun Country Airlines® Visa Signature® Card | 25,000 points | $250 | $1,000 in 90 days | $89 | Standard |
| 138 | Avelo Airlines World Elite Mastercard® | 25,000 points | $250 | $1,000 in 90 days | $99 | Standard |
| 139 | One Key™ Card | $250 in OneKeyCash | $250 | $2,000 in the first 3 months | No annual fee | Standard |
| 140 | PNC Cash Rewards® Visa® Credit Card | $250 cash back | $250 | $1,000 in the first 3 months | No annual fee | Limited-time |
| 141 | American Express® Blue Cash Everyday | $200 statement credit | $200 | $2,000 in 6 months | No annual fee | Standard |
| 142 | Capital One Savor | $200 cash bonus | $200 | $500 in 3 months | No annual fee | Standard |
| 143 | Capital One Quicksilver | $200 cash bonus | $200 | $500 in 3 months | No annual fee | Standard |
| 144 | Capital One VentureOne Rewards | 20,000 Miles | $200 | $500 in 3 months | No annual fee | Standard |
| 145 | Citi Double Cash® | $200 cash back | $200 | $1,500 in 6 months | No annual fee | Standard |
| 146 | Chase Freedom Unlimited® | $200 cash bonus | $200 | $500 in 3 months | No annual fee | Standard |
| 147 | Citi Strata℠ | 20,000 ThankYou® Points ($200 value) | $200 | $1,000 in 3 months | No annual fee | Standard |
| 148 | TD Cash Credit Card | $200 cash bonus | $200 | $1,000 in 90 days | No annual fee | Standard |
| 149 | TD Double Up Credit Card | $200 cash back | $200 | $1,500 in 90 days | No annual fee | Standard |
| 150 | Navy Federal More Rewards American Express® Card | 20,000 points ($200) | $200 | $2,000 in 90 days | No annual fee | Standard |
| 151 | USAA Eagle Adapt™ Credit Card | $200 cash bonus | $200 | $1,000 in 90 days | No annual fee | Limited-time |
| 152 | USAA Cashback Rewards Plus American Express® Card | $200 reward bonus | $200 | $1,000 by January 31, 2027 | No annual fee | Limited-time |
| 153 | USAA Preferred Cash Rewards Visa Signature® | $200 reward bonus | $200 | $1,000 in 90 days | No annual fee | Standard |
| 154 | Truist Enjoy Travel Visa® Credit Card | 20,000 bonus miles | $200 | $1,500 in 90 days | No annual fee | Standard |
| 155 | Credit One Bank® Omni Rewards American Express® Card | $200 Cash Back | $200 | $1,000 in 6 months | No annual fee | Standard |
| 156 | Bilt Obsidian | $200 in Bilt Cash on account opening | $200 | N/A | $95 | Standard |
| 157 | Discover it® Cash Back | $200 bonus + Unlimited Cashback Match (all cash back earned in year 1 doubled) | $200 | $500 in 3 months | No annual fee | Standard |
| 158 | Wells Fargo Autograph℠ | 20,000 bonus points ($200 value) | $200 | $1,000 in 3 months | No annual fee | Standard |
| 159 | U.S. Bank Cash+® | $200 rewards bonus | $200 | $1,000 in 90 days | No annual fee | Standard |
| 160 | U.S. Bank Altitude® Go Visa Signature® | 20,000 points | $200 | $1,000 in 90 days | No annual fee | Standard |
| 161 | U.S. Bank Altitude® Connect Visa Signature® | 20,000 points | $200 | $1,000 in 90 days | No annual fee | Standard |
| 162 | Bank of America® Customized Cash Rewards | $200 online cash rewards bonus | $200 | $1,000 in 90 days | No annual fee | Standard |
| 163 | Samsung Galaxy Card | $200 cash rewards bonus | $200 | $2,000 in 90 days | No annual fee | Standard |
| 164 | Carnival Rewards™ Mastercard® | 20,000 points ($200) | $200 | $1,000 in 90 days | No annual fee | Standard |
| 165 | Norwegian Cruise Line® World Mastercard® | 20,000 points ($200) | $200 | $1,000 in 90 days | No annual fee | Standard |
| 166 | Caesars Rewards® Prestige Visa Signature® | 20,000 Reward Credits ($200) | $200 | $1,000 outside Caesars in 90 days | $149 | Standard |
| 167 | Crypto.com Ruby Steel | $200 welcome bonus in CRO | $200 | $2,000 in 90 days | $50 | Limited-time |
| 168 | Regions Cash Rewards Visa® Signature® Credit Card | $200 cash back | $200 | $1,000 in the first 90 days | No annual fee | Standard |
| 169 | Regions Prestige Visa® Signature® Credit Card | $200 cash back | $200 | $1,000 in the first 90 days | No annual fee | Standard |
| 170 | Evergreen® Credit Card | 20,000 points ($200 cash bonus) | $200 | $1,000 in the first 3 billing cycles | No annual fee | Standard |
| 171 | SDFCU Premium Cash Back+ Visa Signature® Card | $200 cash back | $200 | $3,000 in the first 90 days | No annual fee | Standard |
| 172 | AT&T Points Plus® Card from Citi | $200 statement credit | $200 | $1,000 in the first 3 months | No annual fee | Standard |
| 173 | Upromise World Mastercard® | $200 cash back | $200 | $1,000 in the first 90 days | No annual fee | Standard |
| 174 | MGM Rewards World Elite Mastercard® | Up to 20,000 points ($200) | $200 | 10,000 after $1,000 in the first 3 billing cycles, 10,000 more at $2,500 in 6 cycles | No annual fee | Limited-time |
| 175 | Best Western Rewards® Visa Signature® Card | Up to 40,000 bonus points | $180 | with qualifying purchases in the first 3 months | No annual fee | Standard |
| 176 | Prime Visa | $150 Amazon Gift Card upon approval | $150 | None required | $139 | Standard |
| 177 | PenFed Platinum Rewards Visa Signature® Card | 15,000 bonus points | $150 | $1,500 in 90 days | No annual fee | Standard |
| 178 | Verizon Visa® Card | $150 statement credit | $150 | First purchase | No annual fee | Standard |
| 179 | Disney® Visa® Card | $100 Disney Gift Card + $50 statement credit | $150 | $500 in 3 months | No annual fee | Standard |
| 180 | Amtrak Guest Rewards® Mastercard® | Up to 20,000 points (15,000 after $1,000 + 5,000 for adding an authorized user) | $150 | $1,000 in the first 3 billing cycles | No annual fee | Standard |
| 181 | American Express Business Green Rewards Card | 15,000 Membership Rewards points | $150 | $3,000 in 3 months | $95 | Standard |
| 182 | LATAM Airlines Mastercard® | 15,000 miles | $150 | $1,000 in 3 months | No annual fee | Standard |
| 183 | Priceline VIP Rewards™ Visa® Card | 15,000 bonus points | $150 | $500 in the first 90 days | No annual fee | Standard |
| 184 | Affinity Cash Rewards Visa® Signature Card | $150 cash back | $150 | $3,000 in the first 90 days | No annual fee | Standard |
| 185 | Booking.com Genius Rewards Visa Signature® Credit Card | $150 in Travel Credits | $150 | $1,500 in the first 90 days | No annual fee | Standard |
| 186 | Bilt Blue | $100 in Bilt Cash on account opening | $100 | N/A | No annual fee | Standard |
| 187 | Wells Fargo Active Cash® | $100 cash rewards bonus | $100 | $500 in 3 months | No annual fee | Standard |
| 188 | Delta SkyMiles® Blue | 10,000 Bonus Miles | $100 | $1,000 in 6 months | No annual fee | Standard |
| 189 | JetBlue Card | 10,000 bonus points | $100 | $1,000 in 90 days | No annual fee | Standard |
| 190 | PenFed Power Cash Rewards Visa Signature® Card | $100 statement credit | $100 | $1,500 in 90 days | No annual fee | Standard |
| 191 | Rakuten American Express® Card | $100 Cash Back | $100 | $1,000 in 3 months | No annual fee | Standard |
| 192 | PlayStation® Visa® Credit Card | $100 statement credit | $100 | $500 in 60 days | No annual fee | Standard |
| 193 | Princess Cruises® Rewards Visa® | 10,000 points ($100) | $100 | $500 in 90 days | No annual fee | Standard |
| 194 | Caesars Rewards® Visa Signature® | 10,000 Reward Credits ($100) | $100 | $1,000 outside Caesars in 90 days | No annual fee | Standard |
| 195 | AAA Daily Advantage Visa Signature® | $100 statement credit | $100 | $1,000 in 3 months | No annual fee | Standard |
| 196 | AAA Travel Advantage Visa Signature® | $100 statement credit | $100 | $1,000 in 3 months | No annual fee | Standard |
| 197 | Crypto.com Midnight Blue | $100 welcome bonus in CRO | $100 | $1,500 in 90 days | No annual fee | Limited-time |
| 198 | Alibaba.com Business Edge Credit Card | $100 cash back | $100 | $3,000 in 90 days | $199 | Standard |
| 199 | AARP® Essential Rewards Mastercard® | $100 cash back | $100 | $500 in 90 days | No annual fee | Standard |
| 200 | AARP® Travel Rewards Mastercard® | $100 cash back | $100 | $500 in 90 days | No annual fee | Standard |
| 201 | JAL USA CARD (Premium) | 10,000 bonus miles | $100 | $7,000 in the first 3 billing cycles | $85 | Standard |
| 202 | REI Co-op Mastercard | $100 REI gift card | $100 | after your first purchase outside REI within 60 days | No annual fee | Standard |
| 203 | Prime Business Card | $100 or more Amazon gift card or statement credit | $100 | upon approval (amount varies by offer) | $139 | Standard |
| 204 | Amazon Business Card | $100 or more Amazon gift card or statement credit | $100 | upon approval (amount varies by offer) | No annual fee | Standard |
| 205 | H-D™ Visa Signature® Card | $100 at H-D | $100 | $500 in the first 90 days | No annual fee | Standard |
| 206 | H-D™ H.O.G.™ Elite Visa Signature® Card | $100 at H-D | $100 | $500 in the first 90 days | $99 | Standard |
| 207 | SKYPASS SkyBlue Visa® Card | 10,000 bonus miles | $100 | $1,000 in the first 90 days | No annual fee | Standard |
| 208 | Kroger Rewards World Elite Mastercard® | $100 welcome bonus | $100 | after qualifying spending in the offer terms | No annual fee | Standard |
| 209 | Bass Pro Shops CLUB / Cabela's CLUB Mastercard | Up to $60 in CLUB Points | $60 | within the first 30 days | No annual fee | Standard |
| 210 | Nordstrom Visa® Credit Card | $60 off your next Nordstrom purchase | $60 | when approved by December 1, 2026 | No annual fee | Limited-time |
| 211 | Amazon Visa | $50 Amazon Gift Card upon approval | $50 | None required | No annual fee | Standard |
| 212 | Shell Performance Elite World Mastercard® | $50 statement credit | $50 | $500 in 60 days | No annual fee | Standard |
| 213 | Capital One Quicksilver Student | $50 cash bonus | $50 | $100 in 3 months | No annual fee | Standard |
| 214 | Instacart Mastercard® | $50 Instacart credit on approval | $50 | None | No annual fee | Standard |
| 215 | Xbox Mastercard® | 5,000 bonus points + 3 months Game Pass Ultimate | $50 | First purchase | No annual fee | Standard |
| 216 | Target Circle™ Card | $50 in Target Circle Rewards | $50 | $50 on the card | No annual fee | Standard |
| 217 | RCI® Elite Rewards® World Mastercard® | 5,000 bonus points ($50) | $50 | after your first purchase | No annual fee | Standard |
| 218 | Capital Vacations® World Mastercard® | 5,000 bonus points | $50 | after your first purchase | No annual fee | Standard |
| 219 | Brooks Brothers World Mastercard® | $50 Reward plus 20% off your first online purchase | $50 | first purchase outside Brooks Brothers within 60 days | No annual fee | Standard |
| 220 | Crate & Barrel Visa Signature® Card | $50 in Reward Dollars | $50 | $1,000 outside Crate & Barrel brands in the first 90 days | No annual fee | Standard |
| 221 | Holiday Inn Club Vacations™ World Mastercard® | $50 welcome bonus | $50 | $1,000 in the first 90 days | No annual fee | Standard |
| 222 | World of Westgate Mastercard® | $50 welcome bonus | $50 | three purchases in the first 180 days | No annual fee | Standard |
| 223 | Safeway forU® American Express® Card | $50 statement credit | $50 | $1,000 outside Albertsons Companies stores in the first 90 days | No annual fee | Standard |
| 224 | myAcademy® Rewards Mastercard® | $50 reward plus $30 off your first Academy purchase | $50 | $500 outside Academy in the first 90 days | No annual fee | Standard |
| 225 | Wayfair Mastercard® | $40 off your first Wayfair order of $100 or more | $40 | first qualifying order (offer ends February 1, 2027) | No annual fee | Limited-time |
| 226 | Horizon Hobby Visa® Credit Card | $40 welcome bonus | $40 | three purchases in the first 180 days | No annual fee | Standard |
| 227 | OnePay CashRewards Mastercard | $35 cash back + 3% on everything for 90 days | $35 | on account opening (apply by December 31, 2026 for the 3% offer) | No annual fee | Limited-time |
| 228 | Sam's Club® Mastercard® | $30 statement credit | $30 | $30 same day | $50 | Standard |
| 229 | DICK'S Mastercard® | $30 bonus reward | $30 | after your first purchase at DICK'S | No annual fee | Standard |
| 230 | Chase Freedom Rise® | $25 statement credit | $25 | Set up autopay in first 3 months | No annual fee | Standard |
| 231 | Barnes & Noble Mastercard® | $25 Barnes & Noble gift card | $25 | after your first purchase or balance transfer | No annual fee | Standard |
| 232 | Belk Rewards™ Mastercard® | 20% to 25% off your first day's purchases, plus $10 in Belk Reward Dollars | $10 | a purchase on the day your account opens | No annual fee | Standard |
Methodology. Based on the 232 active (non-legacy) cards in the Cardocrat database that currently advertise a welcome bonus, verified against issuer sources as of November 2026. Every point and mile is valued at a flat 1 cent (the bonus in points divided by 100), with no inflated airline or hotel valuations. Bonuses shown as limited-time are running above the card usual amount. This ranks bonuses by size only; the best card for you also depends on ongoing earning, fees, and perks. Free to cite with a link to this page.
