Prime Visa vs Delta SkyMiles® Gold Business
Side-by-side comparison
| Prime Visa | Delta SkyMiles® Gold Business | |
|---|---|---|
| Annual fee | No annual fee | $150 |
| Welcome offer | $200 Amazon Gift Card upon approval | 90,000 miles |
| Advertising | 1% | 2% |
| Shipping | 1% | 2% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 1% | 2% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $492 | $654 |
| Points type | Cash back only | Locked to Delta SkyMiles |
| Network | Visa | Amex |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Prime Visa earns about $492 a year in rewards and the Delta SkyMiles® Gold Business about $654, valuing every point at a flat 1 cent. The Prime Visa has no annual fee, so its rewards are all profit. The Delta SkyMiles® Gold Business charges $150, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Prime Visa delivers more total value, about $63 a year more for a typical spender, mostly because it carries more in annual statement credits. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Gold Business currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Delta SkyMiles® Gold Business if your spending leans toward advertising, shipping, travel.