Amazon Visa vs American Express Business Green Rewards Card
Side-by-side comparison
| Amazon Visa | American Express Business Green Rewards Card | |
|---|---|---|
| Annual fee | No annual fee | $95 |
| Welcome offer | $50 Amazon Gift Card upon approval | 15,000 Membership Rewards points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 1% | 1% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $492 | $450 |
| Points type | Cash back only | Transfers to airlines & hotels |
| Network | Visa | Amex |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Amazon Visa earns about $492 a year in rewards and the American Express Business Green Rewards Card about $450, valuing every point at a flat 1 cent. The Amazon Visa has no annual fee, so its rewards are all profit. The American Express Business Green Rewards Card charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Amazon Visa delivers more total value, about $167 a year more for a typical spender, mostly because it carries more in annual statement credits. The bigger difference is the ceiling: the American Express Business Green Rewards Card earns points you can move to travel partners for outsized value, while the Amazon Visa pays plain cash back. Favor the American Express Business Green Rewards Card if you will use travel transfers, the Amazon Visa if you want simplicity. On the sign-up bonus, the American Express Business Green Rewards Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.