American Express® Blue Cash Everyday vs Amex Graphite Business Cash Unlimited Card
Side-by-side comparison
| American Express® Blue Cash Everyday | Amex Graphite Business Cash Unlimited Card | |
|---|---|---|
| Annual fee | No annual fee | $295 |
| Welcome offer | $200 statement credit | $1,500 cash back |
| Advertising | 1% | 2% |
| Shipping | 1% | 2% |
| Office supplies | 1% | 2% |
| Phone & internet | 1% | 2% |
| Travel | 1% | 2% |
| Everything else | 1% | 2% |
| Est. yearly rewards* | $486 | $900 |
| Points type | Cash back only | Cash back only |
| Network | Amex | Amex |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express® Blue Cash Everyday earns about $486 a year in rewards and the Amex Graphite Business Cash Unlimited Card about $900, valuing every point at a flat 1 cent. The American Express® Blue Cash Everyday has no annual fee, so its rewards are all profit. The Amex Graphite Business Cash Unlimited Card charges $295, which you clear through its rewards and perks. The two are close on value, but the American Express® Blue Cash Everyday edges ahead by about $13 a year, mostly because it carries more in annual statement credits. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Amex Graphite Business Cash Unlimited Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Amex Graphite Business Cash Unlimited Card if your spending leans toward advertising, shipping, office supplies.