American Express® Blue Cash Everyday vs CitiBusiness® / AAdvantage® Platinum Select®
Side-by-side comparison
| American Express® Blue Cash Everyday | CitiBusiness® / AAdvantage® Platinum Select® | |
|---|---|---|
| Annual fee | No annual fee | $99 |
| Welcome offer | $200 statement credit | 80,000 miles |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 2% |
| Travel | 1% | 2% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $486 | $558 |
| Points type | Cash back only | Locked to American Airlines AAdvantage |
| Network | Amex | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express® Blue Cash Everyday earns about $486 a year in rewards and the CitiBusiness® / AAdvantage® Platinum Select® about $558, valuing every point at a flat 1 cent. The American Express® Blue Cash Everyday has no annual fee, so its rewards are all profit. The CitiBusiness® / AAdvantage® Platinum Select® charges $99, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the American Express® Blue Cash Everyday delivers more total value, about $159 a year more for a typical spender, mostly because it carries more in annual statement credits. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the CitiBusiness® / AAdvantage® Platinum Select® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the CitiBusiness® / AAdvantage® Platinum Select® if your spending leans toward phone & internet, travel.