American Express Business Green Rewards Card vs Atmos Rewards Visa Business
Side-by-side comparison
| American Express Business Green Rewards Card | Atmos Rewards Visa Business | |
|---|---|---|
| Annual fee | $95 | $70 |
| Welcome offer | 15,000 Membership Rewards points | 60,000 miles + Companion Fare |
| Advertising | 1% | 1% |
| Shipping | 1% | 2% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 1% | 3% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $450 | $600 |
| Points type | Transfers to airlines & hotels | Locked to Alaska Atmos Rewards |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express Business Green Rewards Card earns about $450 a year in rewards and the Atmos Rewards Visa Business about $600, valuing every point at a flat 1 cent. The American Express Business Green Rewards Card charges $95, which you clear through its rewards and perks. The Atmos Rewards Visa Business charges $70, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Atmos Rewards Visa Business delivers more total value, about $175 a year more for a typical spender, mostly because it earns more where you spend most, on travel and shipping. The bigger difference is the ceiling: the American Express Business Green Rewards Card earns points you can move to travel partners for outsized value, while the Atmos Rewards Visa Business stays locked to a single airline or hotel program. Favor the American Express Business Green Rewards Card if you will use travel transfers, the Atmos Rewards Visa Business if you want simplicity. On the sign-up bonus, the Atmos Rewards Visa Business currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Atmos Rewards Visa Business if your spending leans toward shipping, travel.