American Express Business Green Rewards Card vs United℠ Quest
Side-by-side comparison
| American Express Business Green Rewards Card | United℠ Quest | |
|---|---|---|
| Annual fee | $95 | $350 |
| Welcome offer | 15,000 Membership Rewards points | Up to 70,000 bonus miles + 500 PQP |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 1% | 2% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $450 | $522 |
| Points type | Transfers to airlines & hotels | Locked to United MileagePlus |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express Business Green Rewards Card earns about $450 a year in rewards and the United℠ Quest about $522, valuing every point at a flat 1 cent. The American Express Business Green Rewards Card charges $95, which you clear through its rewards and perks. The United℠ Quest charges $350, but carries about $200 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the American Express Business Green Rewards Card delivers more total value, about $83 a year more for a typical spender, mostly because it skips the annual fee the other charges. The bigger difference is the ceiling: the American Express Business Green Rewards Card earns points you can move to travel partners for outsized value, while the United℠ Quest stays locked to a single airline or hotel program. Favor the American Express Business Green Rewards Card if you will use travel transfers, the United℠ Quest if you want simplicity. On the sign-up bonus, the United℠ Quest currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the United℠ Quest if your spending leans toward travel.