American Express Business Green Rewards Card vs Citi® / AAdvantage® Executive

American Express Business Green Rewards Card
VS
Citi® / AAdvantage® Executive
The short answer: The American Express Business Green Rewards Card delivers a bit more value for most spenders.

Side-by-side comparison

American Express Business Green Rewards CardCiti® / AAdvantage® Executive
Annual fee$95$595
Welcome offer15,000 Membership Rewards points70,000 AAdvantage® Miles
Advertising1%1%
Shipping1%1%
Office supplies1%1%
Phone & internet1%1%
Travel1%1%
Everything else1%1%
Est. yearly rewards*$450$450
Points typeTransfers to airlines & hotelsLocked to American Airlines AAdvantage
NetworkAmexMastercard

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the American Express Business Green Rewards Card earns about $450 a year in rewards and the Citi® / AAdvantage® Executive about $450, valuing every point at a flat 1 cent. The American Express Business Green Rewards Card charges $95, which you clear through its rewards and perks. The Citi® / AAdvantage® Executive charges $595, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the American Express Business Green Rewards Card delivers more total value, about $500 a year more for a typical spender, mostly because it skips the annual fee the other charges. The bigger difference is the ceiling: the American Express Business Green Rewards Card earns points you can move to travel partners for outsized value, while the Citi® / AAdvantage® Executive stays locked to a single airline or hotel program. Favor the American Express Business Green Rewards Card if you will use travel transfers, the Citi® / AAdvantage® Executive if you want simplicity. On the sign-up bonus, the Citi® / AAdvantage® Executive currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

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Frequently asked questions

Is the American Express Business Green Rewards Card or the Citi® / AAdvantage® Executive better?
On typical business spending, the American Express Business Green Rewards Card comes out ahead after its annual fee, by roughly $500 a year with every point valued at a flat 1 cent. But the Citi® / AAdvantage® Executive can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the American Express Business Green Rewards Card and the Citi® / AAdvantage® Executive?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the American Express Business Green Rewards Card or the Citi® / AAdvantage® Executive?
As of June 2026, the American Express Business Green Rewards Card offers 15,000 Membership Rewards points and the Citi® / AAdvantage® Executive offers 70,000 AAdvantage® Miles. Welcome offers change often, so confirm the current offer on each card's page before applying.