American Express Business Green Rewards Card vs Delta SkyMiles® Gold Business

American Express Business Green Rewards Card
VS
Delta SkyMiles® Gold Business
The short answer: The Delta SkyMiles® Gold Business delivers a bit more value for most spenders.

Side-by-side comparison

American Express Business Green Rewards CardDelta SkyMiles® Gold Business
Annual fee$95$150
Welcome offer15,000 Membership Rewards points50,000 90,000 miles (limited-time)
Advertising1%2%
Shipping1%2%
Office supplies1%1%
Phone & internet1%1%
Travel1%2%
Everything else1%1%
Est. yearly rewards*$450$654
Points typeTransfers to airlines & hotelsLocked to Delta SkyMiles
NetworkAmexAmex

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the American Express Business Green Rewards Card earns about $450 a year in rewards and the Delta SkyMiles® Gold Business about $654, valuing every point at a flat 1 cent. The American Express Business Green Rewards Card charges $95, which you clear through its rewards and perks. The Delta SkyMiles® Gold Business charges $150, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Delta SkyMiles® Gold Business delivers more total value, about $149 a year more for a typical spender, mostly because it earns more where you spend most, on advertising and travel. The bigger difference is the ceiling: the American Express Business Green Rewards Card earns points you can move to travel partners for outsized value, while the Delta SkyMiles® Gold Business stays locked to a single airline or hotel program. Favor the American Express Business Green Rewards Card if you will use travel transfers, the Delta SkyMiles® Gold Business if you want simplicity. On the sign-up bonus, the Delta SkyMiles® Gold Business currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Delta SkyMiles® Gold Business if your spending leans toward advertising, shipping, travel.

Read the full reviews

Frequently asked questions

Is the American Express Business Green Rewards Card or the Delta SkyMiles® Gold Business better?
On typical business spending, the Delta SkyMiles® Gold Business comes out ahead after its annual fee, by roughly $149 a year with every point valued at a flat 1 cent. But the American Express Business Green Rewards Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the American Express Business Green Rewards Card and the Delta SkyMiles® Gold Business?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the American Express Business Green Rewards Card or the Delta SkyMiles® Gold Business?
As of June 2026, the American Express Business Green Rewards Card offers 15,000 Membership Rewards points and the Delta SkyMiles® Gold Business offers 90,000 miles. Welcome offers change often, so confirm the current offer on each card's page before applying.