American Express Business Green Rewards Card vs World of Hyatt Business Credit Card
Side-by-side comparison
| American Express Business Green Rewards Card | World of Hyatt Business Credit Card | |
|---|---|---|
| Annual fee | $95 | $199 |
| Welcome offer | 15,000 Membership Rewards points | 60,000 points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 1% | 4% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $450 | $636 |
| Points type | Transfers to airlines & hotels | Locked to World of Hyatt |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express Business Green Rewards Card earns about $450 a year in rewards and the World of Hyatt Business Credit Card about $636, valuing every point at a flat 1 cent. The American Express Business Green Rewards Card charges $95, which you clear through its rewards and perks. The World of Hyatt Business Credit Card charges $199, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the World of Hyatt Business Credit Card delivers more total value, about $82 a year more for a typical spender, mostly because it earns more where you spend most, on travel. The bigger difference is the ceiling: the American Express Business Green Rewards Card earns points you can move to travel partners for outsized value, while the World of Hyatt Business Credit Card stays locked to a single airline or hotel program. Favor the American Express Business Green Rewards Card if you will use travel transfers, the World of Hyatt Business Credit Card if you want simplicity. On the sign-up bonus, the World of Hyatt Business Credit Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the World of Hyatt Business Credit Card if your spending leans toward travel.