American Express Business Green Rewards Card vs Wyndham Rewards Earner® Premier Card

American Express Business Green Rewards Card
VS
Wyndham Rewards Earner® Premier Card
The short answer: The Wyndham Rewards Earner® Premier Card delivers a bit more value for most spenders.

Side-by-side comparison

American Express Business Green Rewards CardWyndham Rewards Earner® Premier Card
Annual fee$95$395
Welcome offer15,000 Membership Rewards pointsUp to 120,000 points
Advertising1%1%
Shipping1%1%
Office supplies1%1%
Phone & internet1%1%
Travel1%4%
Everything else1%1%
Est. yearly rewards*$450$720
Points typeTransfers to airlines & hotelsLocked to Wyndham Rewards
NetworkAmexVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the American Express Business Green Rewards Card earns about $450 a year in rewards and the Wyndham Rewards Earner® Premier Card about $720, valuing every point at a flat 1 cent. The American Express Business Green Rewards Card charges $95, which you clear through its rewards and perks. The Wyndham Rewards Earner® Premier Card charges $395, but carries about $220 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Wyndham Rewards Earner® Premier Card delivers more total value, about $80 a year more for a typical spender, mostly because it earns more where you spend most, on travel. The bigger difference is the ceiling: the American Express Business Green Rewards Card earns points you can move to travel partners for outsized value, while the Wyndham Rewards Earner® Premier Card stays locked to a single airline or hotel program. Favor the American Express Business Green Rewards Card if you will use travel transfers, the Wyndham Rewards Earner® Premier Card if you want simplicity. On the sign-up bonus, the Wyndham Rewards Earner® Premier Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Wyndham Rewards Earner® Premier Card if your spending leans toward travel.

Read the full reviews

Frequently asked questions

Is the American Express Business Green Rewards Card or the Wyndham Rewards Earner® Premier Card better?
On typical business spending, the Wyndham Rewards Earner® Premier Card comes out ahead after its annual fee, by roughly $80 a year with every point valued at a flat 1 cent. But the American Express Business Green Rewards Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the American Express Business Green Rewards Card and the Wyndham Rewards Earner® Premier Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the American Express Business Green Rewards Card or the Wyndham Rewards Earner® Premier Card?
As of June 2026, the American Express Business Green Rewards Card offers 15,000 Membership Rewards points and the Wyndham Rewards Earner® Premier Card offers up to 120,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.