Amex Graphite Business Cash Unlimited Card vs Frontier Airlines World Mastercard®
Side-by-side comparison
| Amex Graphite Business Cash Unlimited Card | Frontier Airlines World Mastercard® | |
|---|---|---|
| Annual fee | $295 | $99 |
| Welcome offer | $1,500 cash back | 100,000 miles |
| Advertising | 2% | 1% |
| Shipping | 2% | 1% |
| Office supplies | 2% | 1% |
| Phone & internet | 2% | 1% |
| Travel | 2% | 5% |
| Everything else | 2% | 1% |
| Est. yearly rewards* | $900 | $690 |
| Points type | Cash back only | Locked to Frontier Miles |
| Network | Amex | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Amex Graphite Business Cash Unlimited Card earns about $900 a year in rewards and the Frontier Airlines World Mastercard® about $690, valuing every point at a flat 1 cent. The Amex Graphite Business Cash Unlimited Card charges $295, which you clear through its rewards and perks. The Frontier Airlines World Mastercard® charges $99, which you clear through its rewards and perks. The two are close on value, but the Amex Graphite Business Cash Unlimited Card edges ahead by about $14 a year, mostly because it earns more where you spend most, on everything else and advertising. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Amex Graphite Business Cash Unlimited Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Amex Graphite Business Cash Unlimited Card if your spending leans toward advertising, shipping, office supplies. Pick the Frontier Airlines World Mastercard® if your spending leans toward travel.