American Express® Green vs Atmos Rewards Visa Business
Side-by-side comparison
| American Express® Green | Atmos Rewards Visa Business | |
|---|---|---|
| Annual fee | $150 | $70 |
| Welcome offer | 40,000 Membership Rewards® Points | 60,000 miles + Companion Fare |
| Advertising | 1% | 1% |
| Shipping | 1% | 2% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 3% | 3% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $594 | $600 |
| Points type | Transfers to airlines & hotels | Locked to Alaska Atmos Rewards |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express® Green earns about $594 a year in rewards and the Atmos Rewards Visa Business about $600, valuing every point at a flat 1 cent. The American Express® Green charges $150, but carries about $199 in annual statement credits that offset it for anyone who uses them. The Atmos Rewards Visa Business charges $70, which you clear through its rewards and perks. The two are close on value, but the American Express® Green edges ahead by about $14 a year, mostly because it carries more in annual statement credits. The bigger difference is the ceiling: the American Express® Green earns points you can move to travel partners for outsized value, while the Atmos Rewards Visa Business stays locked to a single airline or hotel program. Favor the American Express® Green if you will use travel transfers, the Atmos Rewards Visa Business if you want simplicity. On the sign-up bonus, the Atmos Rewards Visa Business currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Atmos Rewards Visa Business if your spending leans toward shipping.