Avianca LifeMiles American Express® Elite Card vs Southwest Rapid Rewards® Priority

Avianca LifeMiles American Express® Elite Card
VS
Southwest Rapid Rewards® Priority
The short answer: The Southwest Rapid Rewards® Priority delivers a bit more value for most spenders, but choose the Avianca LifeMiles American Express® Elite Card if you spend more on travel.

Side-by-side comparison

Avianca LifeMiles American Express® Elite CardSouthwest Rapid Rewards® Priority
Annual fee$249$229
Welcome offer60,000 miles50,000 60,000 Rapid Rewards® bonus points (limited-time)
Dining2x2x
Groceries1x1x
Gas1x2x
Travel2x1x
Streaming1x1x
Everything else1x1x
Est. yearly rewards*$340$343
Points typeLocked to Avianca LifeMilesLocked to Southwest Rapid Rewards
NetworkAmerican ExpressVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified August 2026. See your own numbers in the calculator.

Welcome bonus and value over time

Over timeAvianca LifeMiles American Express® Elite CardSouthwest Rapid Rewards® Priority
Welcome bonus60,000 miles60,000 Rapid Rewards® bonus points
To earn it$4,500 in 90 days$2,000 in 3 months
Est. first-year value*$691$789
Est. ongoing value / yr*$91$189

The Southwest Rapid Rewards® Priority wins on both fronts: it comes out ahead in year one on the welcome offer and stays ahead every year after. Short term or long, it is the stronger pick on the numbers.

*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent.

Perks, credits, and redemptions

PerksAvianca LifeMiles American Express® Elite CardSouthwest Rapid Rewards® Priority
Lounge accessYesNone
Annual creditsNone~$75/yr (2 credits)
Points & redemptionsLocked to a single programLocked to a single program

On perks and redemptions, only the Avianca LifeMiles American Express® Elite Card gets you into airport lounges; the Southwest Rapid Rewards® Priority carries the heavier credit stack (about $75 a year). Weigh those against the fee, since credits and lounge access only count if you will actually use them.

Transfer partners and point value

Neither card earns transferable points, so redemptions are cash-back or fixed portal value on both, roughly a cent per point. There is no airline or hotel transfer angle to separate them.

The verdict

On a typical year of household spending, the Avianca LifeMiles American Express® Elite Card earns about $340 a year in rewards and the Southwest Rapid Rewards® Priority about $343, valuing every point at a flat 1 cent. The Avianca LifeMiles American Express® Elite Card charges $249, which you clear through its rewards and perks. The Southwest Rapid Rewards® Priority charges $229, but carries about $75 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Southwest Rapid Rewards® Priority delivers more total value, about $61 a year more for a typical spender, mostly because it earns more where you spend most, on gas. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. Note that Southwest Rapid Rewards® Priority is running a limited-time offer above the usual amount, so that edge may not last. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Avianca LifeMiles American Express® Elite Card if your spending leans toward travel. Pick the Southwest Rapid Rewards® Priority if your spending leans toward gas.

Read the full reviews

Frequently asked questions

Is the Avianca LifeMiles American Express® Elite Card or the Southwest Rapid Rewards® Priority better?
On typical household spending, the Southwest Rapid Rewards® Priority comes out ahead after its annual fee, by roughly $61 a year with every point valued at a flat 1 cent. But the Avianca LifeMiles American Express® Elite Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Avianca LifeMiles American Express® Elite Card and the Southwest Rapid Rewards® Priority?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Avianca LifeMiles American Express® Elite Card or the Southwest Rapid Rewards® Priority?
As of August 2026, the Avianca LifeMiles American Express® Elite Card offers 60,000 miles and the Southwest Rapid Rewards® Priority offers 60,000 Rapid Rewards® bonus points. Welcome offers change often, so confirm the current offer on each card's page before applying.