Bank of America Business Advantage Unlimited Cash Rewards vs Marriott Bonvoy Bountiful®
Side-by-side comparison
| Bank of America Business Advantage Unlimited Cash Rewards | Marriott Bonvoy Bountiful® | |
|---|---|---|
| Annual fee | No annual fee | $250 |
| Welcome offer | $300 statement credit | 85,000 points |
| Advertising | 1.5% | 2% |
| Shipping | 1.5% | 2% |
| Office supplies | 1.5% | 2% |
| Phone & internet | 1.5% | 2% |
| Travel | 1.5% | 2% |
| Everything else | 1.5% | 2% |
| Est. yearly rewards* | $675 | $948 |
| Points type | Cash back only | Locked to Marriott Bonvoy |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Bank of America Business Advantage Unlimited Cash Rewards earns about $675 a year in rewards and the Marriott Bonvoy Bountiful® about $948, valuing every point at a flat 1 cent. The Bank of America Business Advantage Unlimited Cash Rewards has no annual fee, so its rewards are all profit. The Marriott Bonvoy Bountiful® charges $250, which you clear through its rewards and perks. The two are close on value, but the Marriott Bonvoy Bountiful® edges ahead by about $23 a year, mostly because it earns more where you spend most, on everything else and advertising. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Bountiful® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Marriott Bonvoy Bountiful® if your spending leans toward advertising, shipping, office supplies.