British Airways Visa Signature® Card vs Delta SkyMiles® Gold Business
Side-by-side comparison
| British Airways Visa Signature® Card | Delta SkyMiles® Gold Business | |
|---|---|---|
| Annual fee | $95 | $150 |
| Welcome offer | 75,000 Avios | 90,000 miles |
| Advertising | 1% | 2% |
| Shipping | 1% | 2% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 3% | 2% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $546 | $654 |
| Points type | Locked to Avios | Locked to Delta SkyMiles |
| Network | Visa | Amex |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the British Airways Visa Signature® Card earns about $546 a year in rewards and the Delta SkyMiles® Gold Business about $654, valuing every point at a flat 1 cent. The British Airways Visa Signature® Card charges $95, which you clear through its rewards and perks. The Delta SkyMiles® Gold Business charges $150, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Delta SkyMiles® Gold Business delivers more total value, about $53 a year more for a typical spender, mostly because it earns more where you spend most, on advertising and shipping. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Gold Business currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the British Airways Visa Signature® Card if your spending leans toward travel. Pick the Delta SkyMiles® Gold Business if your spending leans toward advertising, shipping.