British Airways Visa Signature® Card vs Southwest Rapid Rewards® Premier Business
Side-by-side comparison
| British Airways Visa Signature® Card | Southwest Rapid Rewards® Premier Business | |
|---|---|---|
| Annual fee | $95 | $149 |
| Welcome offer | 75,000 Avios | 60,000 points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 3% | 3% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $546 | $588 |
| Points type | Locked to Avios | Locked to Southwest Rapid Rewards |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the British Airways Visa Signature® Card earns about $546 a year in rewards and the Southwest Rapid Rewards® Premier Business about $588, valuing every point at a flat 1 cent. The British Airways Visa Signature® Card charges $95, which you clear through its rewards and perks. The Southwest Rapid Rewards® Premier Business charges $149, which you clear through its rewards and perks. The two are close on value, but the British Airways Visa Signature® Card edges ahead by about $12 a year, mostly because it skips the annual fee the other charges. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the British Airways Visa Signature® Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.