Capital One QuicksilverOne vs JetBlue Card

Capital One QuicksilverOne
VS
JetBlue Card
The short answer: The Capital One QuicksilverOne delivers a bit more value for most spenders, but choose the JetBlue Card if you spend more on dining, groceries.

Side-by-side comparison

Capital One QuicksilverOneJetBlue Card
Annual fee$39No annual fee
Welcome offerNo current offer10,000 bonus points after $1,000 in 90 days
Dining1.5x2x
Groceries1.5x2x
Gas1.5x1x
Travel1.5x1x
Streaming1.5x1x
Everything else1.5x1x
Est. yearly rewards*$437$382
Points typePools with Capital One → transferableLocked to JetBlue TrueBlue
NetworkMastercardMastercard

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Capital One QuicksilverOne earns about $437 a year in rewards and the JetBlue Card about $382, valuing every point at a flat 1 cent. The Capital One QuicksilverOne charges $39, which you clear through its rewards and perks. The JetBlue Card has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Capital One QuicksilverOne delivers more total value, about $17 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and gas. The bigger difference is the ceiling: the Capital One QuicksilverOne earns points you can move to travel partners for outsized value, while the JetBlue Card stays locked to a single airline or hotel program. Favor the Capital One QuicksilverOne if you will use travel transfers, the JetBlue Card if you want simplicity. On the sign-up bonus, the JetBlue Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Capital One QuicksilverOne if your spending leans toward gas, travel, streaming. Pick the JetBlue Card if your spending leans toward dining, groceries.

Read the full reviews

Frequently asked questions

Is the Capital One QuicksilverOne or the JetBlue Card better?
On typical household spending, the Capital One QuicksilverOne comes out ahead after its annual fee, by roughly $17 a year with every point valued at a flat 1 cent. But the JetBlue Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Capital One QuicksilverOne and the JetBlue Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Capital One QuicksilverOne or the JetBlue Card?
As of June 2026, the Capital One QuicksilverOne offers no current offer and the JetBlue Card offers 10,000 bonus points after $1,000 in 90 days. Welcome offers change often, so confirm the current offer on each card's page before applying.