Chase Sapphire Preferred® vs JetBlue Card
Side-by-side comparison
| Chase Sapphire Preferred® | JetBlue Card | |
|---|---|---|
| Annual fee | $95 | No annual fee |
| Welcome offer | 10,000 bonus points after $1,000 in 90 days | |
| Dining | 3x | 2x |
| Groceries | 3x | 2x |
| Gas | 3x | 1x |
| Travel | 2x | 1x |
| Streaming | 3x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $545 | $382 |
| Points type | Transfers to airlines & hotels | Locked to JetBlue TrueBlue |
| Network | Visa | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Chase Sapphire Preferred® earns about $545 a year in rewards and the JetBlue Card about $382, valuing every point at a flat 1 cent. The Chase Sapphire Preferred® charges $95, but carries about $230 in annual statement credits that offset it for anyone who uses them. The JetBlue Card has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Chase Sapphire Preferred® delivers more total value, about $183 a year more for a typical spender, mostly because it earns more where you spend most, on groceries and gas. The bigger difference is the ceiling: the Chase Sapphire Preferred® earns points you can move to travel partners for outsized value, while the JetBlue Card stays locked to a single airline or hotel program. Favor the Chase Sapphire Preferred® if you will use travel transfers, the JetBlue Card if you want simplicity. On the sign-up bonus, the Chase Sapphire Preferred® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Chase Sapphire Preferred® if your spending leans toward dining, groceries, gas.