Chase Sapphire Preferred® vs Marriott Bonvoy Bountiful®

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Side-by-side comparison

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Chase Sapphire Preferred® earns about $545 a year in rewards and the Marriott Bonvoy Bountiful® about $763, valuing every point at a flat 1 cent. The Chase Sapphire Preferred® charges $95, but carries about $230 in annual statement credits that offset it for anyone who uses them. The Marriott Bonvoy Bountiful® charges $250, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Chase Sapphire Preferred® delivers more total value, about $52 a year more for a typical spender, mostly because it earns more where you spend most, on gas and streaming. The bigger difference is the ceiling: the Chase Sapphire Preferred® earns points you can move to travel partners for outsized value, while the Marriott Bonvoy Bountiful® stays locked to a single airline or hotel program. Favor the Chase Sapphire Preferred® if you will use travel transfers, the Marriott Bonvoy Bountiful® if you want simplicity. On the sign-up bonus, the Chase Sapphire Preferred® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Chase Sapphire Preferred® if your spending leans toward gas, streaming. Pick the Marriott Bonvoy Bountiful® if your spending leans toward dining, groceries, everything else.

Read the full reviews

• Chase Sapphire Preferred® review
• Marriott Bonvoy Bountiful® review

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