Chase Sapphire Reserve for Business℠ vs JetBlue Card
Side-by-side comparison
| Chase Sapphire Reserve for Business℠ | JetBlue Card | |
|---|---|---|
| Annual fee | $795 | No annual fee |
| Welcome offer | 10,000 bonus points after $1,000 in 90 days | |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 4% | 1% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $666 | $474 |
| Points type | Transfers to airlines & hotels | Locked to JetBlue TrueBlue |
| Network | Visa | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Chase Sapphire Reserve for Business℠ earns about $666 a year in rewards and the JetBlue Card about $474, valuing every point at a flat 1 cent. The Chase Sapphire Reserve for Business℠ charges $795, but carries about $435 in annual statement credits that offset it for anyone who uses them. The JetBlue Card has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the JetBlue Card delivers more total value, about $386 a year more for a typical spender, mostly because it skips the annual fee the other charges. The bigger difference is the ceiling: the Chase Sapphire Reserve for Business℠ earns points you can move to travel partners for outsized value, while the JetBlue Card stays locked to a single airline or hotel program. Favor the Chase Sapphire Reserve for Business℠ if you will use travel transfers, the JetBlue Card if you want simplicity. On the sign-up bonus, the Chase Sapphire Reserve for Business℠ currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Chase Sapphire Reserve for Business℠ if your spending leans toward travel.