Southwest Rapid Rewards® Premier vs Delta SkyMiles® Gold Business
Side-by-side comparison
| Southwest Rapid Rewards® Premier | Delta SkyMiles® Gold Business | |
|---|---|---|
| Annual fee | $149 | $150 |
| Welcome offer | ||
| Advertising | 1% | 2% |
| Shipping | 1% | 2% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 1% | 2% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $474 | $654 |
| Points type | Locked to Southwest Rapid Rewards | Locked to Delta SkyMiles |
| Network | Visa | Amex |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Southwest Rapid Rewards® Premier earns about $474 a year in rewards and the Delta SkyMiles® Gold Business about $654, valuing every point at a flat 1 cent. The Southwest Rapid Rewards® Premier charges $149, which you clear through its rewards and perks. The Delta SkyMiles® Gold Business charges $150, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Delta SkyMiles® Gold Business delivers more total value, about $179 a year more for a typical spender, mostly because it earns more where you spend most, on advertising and travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. Note that Southwest Rapid Rewards® Premier and Delta SkyMiles® Gold Business are running a limited-time offer above the usual amount, so that edge may not last. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Delta SkyMiles® Gold Business if your spending leans toward advertising, shipping, travel.