Choice Privileges® Select Mastercard® vs Marriott Bonvoy Bold®
Side-by-side comparison
| Choice Privileges® Select Mastercard® | Marriott Bonvoy Bold® | |
|---|---|---|
| Annual fee | $95 | No annual fee |
| Welcome offer | 60,000 points | 60,000 points |
| Dining | 1x | 4x |
| Groceries | 5x | 4x |
| Gas | 5x | 2x |
| Travel | 1x | 2x |
| Streaming | 1x | 2x |
| Everything else | 1x | 2x |
| Est. yearly rewards* | $618 | $763 |
| Points type | Locked to Choice Privileges | Locked to Marriott Bonvoy |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Choice Privileges® Select Mastercard® earns about $618 a year in rewards and the Marriott Bonvoy Bold® about $763, valuing every point at a flat 1 cent. The Choice Privileges® Select Mastercard® charges $95, which you clear through its rewards and perks. The Marriott Bonvoy Bold® has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Marriott Bonvoy Bold® delivers more total value, about $240 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and dining. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Choice Privileges® Select Mastercard® if your spending leans toward groceries, gas. Pick the Marriott Bonvoy Bold® if your spending leans toward dining, travel, streaming.