Choice Privileges® Select Mastercard® vs Marriott Bonvoy Bountiful®

Choice Privileges® Select Mastercard®
VS
Marriott Bonvoy Bountiful®
The short answer: The Choice Privileges® Select Mastercard® delivers a bit more value for most spenders, but choose the Marriott Bonvoy Bountiful® if you spend more on dining, travel.

Side-by-side comparison

Choice Privileges® Select Mastercard®Marriott Bonvoy Bountiful®
Annual fee$95$250
Welcome offer60,000 points85,000 points
Dining1x4x
Groceries5x4x
Gas5x2x
Travel1x2x
Streaming1x2x
Everything else1x2x
Est. yearly rewards*$618$763
Points typeLocked to Choice PrivilegesLocked to Marriott Bonvoy
NetworkMastercardVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Choice Privileges® Select Mastercard® earns about $618 a year in rewards and the Marriott Bonvoy Bountiful® about $763, valuing every point at a flat 1 cent. The Choice Privileges® Select Mastercard® charges $95, which you clear through its rewards and perks. The Marriott Bonvoy Bountiful® charges $250, which you clear through its rewards and perks. The two are close on value, but the Choice Privileges® Select Mastercard® edges ahead by about $10 a year, mostly because it earns more where you spend most, on gas and groceries. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Bountiful® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Choice Privileges® Select Mastercard® if your spending leans toward groceries, gas. Pick the Marriott Bonvoy Bountiful® if your spending leans toward dining, travel, streaming.

Read the full reviews

Frequently asked questions

Is the Choice Privileges® Select Mastercard® or the Marriott Bonvoy Bountiful® better?
On typical household spending, the Choice Privileges® Select Mastercard® comes out ahead after its annual fee, by roughly $10 a year with every point valued at a flat 1 cent. But the Marriott Bonvoy Bountiful® can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Choice Privileges® Select Mastercard® and the Marriott Bonvoy Bountiful®?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Choice Privileges® Select Mastercard® or the Marriott Bonvoy Bountiful®?
As of June 2026, the Choice Privileges® Select Mastercard® offers 60,000 points and the Marriott Bonvoy Bountiful® offers 85,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.