Citi® / AAdvantage® MileUp® vs JetBlue Business Card
Side-by-side comparison
| Citi® / AAdvantage® MileUp® | JetBlue Business Card | |
|---|---|---|
| Annual fee | No annual fee | $99 |
| Welcome offer | 15,000 American Airlines AAdvantage® miles after $500 in 3 months | 80,000 points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 2% |
| Phone & internet | 1% | 1% |
| Travel | 1% | 6% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $450 | $744 |
| Points type | Locked to American Airlines AAdvantage | Locked to JetBlue TrueBlue |
| Network | Mastercard | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Citi® / AAdvantage® MileUp® earns about $450 a year in rewards and the JetBlue Business Card about $744, valuing every point at a flat 1 cent. The Citi® / AAdvantage® MileUp® has no annual fee, so its rewards are all profit. The JetBlue Business Card charges $99, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the JetBlue Business Card delivers more total value, about $195 a year more for a typical spender, mostly because it earns more where you spend most, on travel and office supplies. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the JetBlue Business Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the JetBlue Business Card if your spending leans toward office supplies, travel.