Citi® / AAdvantage® MileUp® vs JetBlue Plus
Side-by-side comparison
| Citi® / AAdvantage® MileUp® | JetBlue Plus | |
|---|---|---|
| Annual fee | No annual fee | $99 |
| Welcome offer | 15,000 American Airlines AAdvantage® miles after $500 in 3 months | 70,000 bonus points after $1,000 in 90 days |
| Dining | 1x | 2x |
| Groceries | 2x | 2x |
| Gas | 1x | 1x |
| Travel | 1x | 1x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $352 | $382 |
| Points type | Locked to American Airlines AAdvantage | Locked to JetBlue TrueBlue |
| Network | Mastercard | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Citi® / AAdvantage® MileUp® earns about $352 a year in rewards and the JetBlue Plus about $382, valuing every point at a flat 1 cent. The Citi® / AAdvantage® MileUp® has no annual fee, so its rewards are all profit. The JetBlue Plus charges $99, but carries about $100 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Citi® / AAdvantage® MileUp® delivers more total value, about $19 a year more for a typical spender, mostly because it skips the annual fee the other charges. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the JetBlue Plus currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the JetBlue Plus if your spending leans toward dining.