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JetBlue Plus

JetBlue Plus Review

Annual fee $99Issuer BarclaysNetwork MastercardCredit Good to Excellent (700+)
3.5/5Cardocrat score

Overview

The JetBlue Plus is a category rewards card from Barclays, running on the Mastercard network. The JetBlue Plus earns up to 2x on dining and groceries, so it pays you the most exactly where you already spend. It carries a $99 annual fee, so the real question is whether its rewards, credits, and perks clear that bar for the way you spend. New cardholders can earn 60,000 bonus points after $1,000 in 90 days after $1,000 in 90 days.

It lands in the mid tier: a modest annual fee in exchange for stronger earn rates and a meaningful welcome offer. The right call depends on whether your spending and the perks clear that fee each year.

Best for: frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.
Think twice if: you are not loyal to this brand. The rewards lose value the moment your travel plans point somewhere else.

Our 3.5 out of 5 rating

Rewards rate
3.0
Value for the fee
4.5
Welcome bonus
4.5
Flexibility
2.5
Perks and credits
4.0

Each score weighs the rewards rate, value after the annual fee, welcome offer, points flexibility, and perks, with every point valued at a flat 1 cent. This is our editorial assessment to help you compare cards, not a guarantee of approval or of the value you will get.

Rewards: how it earns

Where the JetBlue Plus earns its rewards is its bonus categories: 2x on dining (about $60 a year on the $3,000 a typical household spends there) and 2x on groceries (about $120 a year on the $6,000 a typical household spends there). Across a full year of average household spending, the card returns roughly $382 in rewards before any welcome bonus, so the more your spending overlaps those categories, the better it does.

CategoryRateNotes
Dining and restaurants2xBonus category
Groceries2xBonus category
Gas1xBase rate
Travel1xBase rate
Streaming1xBase rate
Everything else1xEverything else

Brand and bonus rates: beyond the everyday categories above, this card also earns:

  • 6x points on JetBlue, JetBlue Vacations, and TrueBlue Travel purchases
  • 50% savings on eligible in-flight purchases

Every point and mile above is valued at a flat 1 cent, the same honest standard we use for every card. Run your own spending through the calculator to see what this card would actually return for you.

Pros and cons

Pros
  • 2x on dining
  • 2x on groceries
  • Welcome offer worth about $600
  • No foreign transaction fees
  • Annual statement credits offset the cost
Cons
  • $99 annual fee to earn back every year
  • Generally needs good to excellent credit to qualify
  • Rewards stay locked to this card and cannot be moved to travel partners
  • Rewards are tied to one brand, so value drops if your plans change

The welcome bonus

The current welcome offer is 60,000 bonus points after $1,000 in 90 days, earned after you spend $1,000 in 90 days. Valued honestly at a flat 1 cent per point, that is worth about $600. Stacking the welcome offer on top of a typical year of rewards and accounting for the $99 annual fee, the first year is worth roughly $883.

Is the annual fee worth it?

To come out ahead on the JetBlue Plus you need to clear its $99 annual fee. On typical spending it earns about $382 a year in rewards, and it carries up to $100 in statement credits. For anyone who spends in its categories, the fee is easy to justify.

Benefits and protections

Beyond the rewards, the perks and protections worth knowing about include:

  • First checked bag free for you and up to 3 companions
  • 5,000 anniversary bonus points each year
  • $100 statement credit on a JetBlue Vacations purchase of $100 or more
  • Path to Mosaic elite status
  • No foreign transaction fees

Statement credits

  • $100 statement credit on a JetBlue Vacations package ($100+) each year
  • 5,000 anniversary bonus points each year

Who should get it, and who should skip it

It is best for frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.

Skip it if you are not loyal to this brand. The rewards lose value the moment your travel plans point somewhere else.

Frequently asked questions

Is the JetBlue Plus worth it?
It is worth it if your spending lines up with its bonus categories and you value the rewards above the $99 fee. Run your real numbers in the calculator to be sure.
What is the JetBlue Plus best for?
It is best for frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.
What credit score do you need for the JetBlue Plus?
Issuers generally look for good to excellent (700+). Approval also depends on income, existing accounts, and your overall credit profile.
Does the JetBlue Plus have an annual fee?
Yes, the annual fee is $99 per year.
Does the JetBlue Plus have a welcome bonus?
Yes. New cardholders can earn 60,000 bonus points after $1,000 in 90 days after $1,000 in 90 days.
Does the JetBlue Plus charge foreign transaction fees?
No. It has no foreign transaction fees, so it is a solid choice to use on trips outside the United States.

Offer details verified against issuer sources as of June 2026. Editorial opinions are our own. Cardocrat values all points at a flat 1 cent and never inflates redemptions.