Citi® / AAdvantage® Platinum Select® vs Iberia Visa Signature® Card
Side-by-side comparison
| Citi® / AAdvantage® Platinum Select® | Iberia Visa Signature® Card | |
|---|---|---|
| Annual fee | $99 | $95 |
| Welcome offer | 80,000 American Airlines AAdvantage® miles after $3,500 in 4 months | 75,000 Avios |
| Dining | 2x | 1x |
| Groceries | 1x | 1x |
| Gas | 2x | 1x |
| Travel | 1x | 3x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $343 | $328 |
| Points type | Locked to American Airlines AAdvantage | Locked to Avios |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Citi® / AAdvantage® Platinum Select® earns about $343 a year in rewards and the Iberia Visa Signature® Card about $328, valuing every point at a flat 1 cent. The Citi® / AAdvantage® Platinum Select® charges $99, which you clear through its rewards and perks. The Iberia Visa Signature® Card charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Citi® / AAdvantage® Platinum Select® delivers more total value, about $12 a year more for a typical spender, mostly because it earns more where you spend most, on dining and gas. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Citi® / AAdvantage® Platinum Select® if your spending leans toward dining, gas. Pick the Iberia Visa Signature® Card if your spending leans toward travel.