Citi® / AAdvantage® Platinum Select® vs JetBlue Business Card

Citi® / AAdvantage® Platinum Select®
VS
JetBlue Business Card
The short answer: The JetBlue Business Card delivers a bit more value for most spenders.

Side-by-side comparison

Citi® / AAdvantage® Platinum Select®JetBlue Business Card
Annual fee$99$99
Welcome offer50,000 80,000 American Airlines AAdvantage® miles after $3,500 in 4 months (limited-time)80,000 points
Advertising1%1%
Shipping1%1%
Office supplies1%2%
Phone & internet1%1%
Travel1%6%
Everything else1%1%
Est. yearly rewards*$492$744
Points typeLocked to American Airlines AAdvantageLocked to JetBlue TrueBlue
NetworkMastercardMastercard

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the Citi® / AAdvantage® Platinum Select® earns about $492 a year in rewards and the JetBlue Business Card about $744, valuing every point at a flat 1 cent. The Citi® / AAdvantage® Platinum Select® charges $99, which you clear through its rewards and perks. The JetBlue Business Card charges $99, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the JetBlue Business Card delivers more total value, about $252 a year more for a typical spender, mostly because it earns more where you spend most, on travel and office supplies. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. Note that Citi® / AAdvantage® Platinum Select® is running a limited-time offer above the usual amount, so that edge may not last. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the JetBlue Business Card if your spending leans toward office supplies, travel.

Read the full reviews

Frequently asked questions

Is the Citi® / AAdvantage® Platinum Select® or the JetBlue Business Card better?
On typical business spending, the JetBlue Business Card comes out ahead after its annual fee, by roughly $252 a year with every point valued at a flat 1 cent. But the Citi® / AAdvantage® Platinum Select® can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Citi® / AAdvantage® Platinum Select® and the JetBlue Business Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Citi® / AAdvantage® Platinum Select® or the JetBlue Business Card?
As of June 2026, the Citi® / AAdvantage® Platinum Select® offers 80,000 American Airlines AAdvantage® miles after $3,500 in 4 months and the JetBlue Business Card offers 80,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.