Citi® / AAdvantage® Platinum Select® vs Marriott Bonvoy Brilliant®
Side-by-side comparison
| Citi® / AAdvantage® Platinum Select® | Marriott Bonvoy Brilliant® | |
|---|---|---|
| Annual fee | $99 | $650 |
| Welcome offer | 80,000 American Airlines AAdvantage® miles after $3,500 in 4 months | |
| Dining | 2x | 3x |
| Groceries | 1x | 1x |
| Gas | 2x | 1x |
| Travel | 1x | 3x |
| Streaming | 1x | 1x |
| Everything else | 1x | 2x |
| Est. yearly rewards* | $343 | $544 |
| Points type | Locked to American Airlines AAdvantage | Locked to Marriott Bonvoy |
| Network | Mastercard | Amex |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Citi® / AAdvantage® Platinum Select® earns about $343 a year in rewards and the Marriott Bonvoy Brilliant® about $544, valuing every point at a flat 1 cent. The Citi® / AAdvantage® Platinum Select® charges $99, which you clear through its rewards and perks. The Marriott Bonvoy Brilliant® charges $650, but carries about $335 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Citi® / AAdvantage® Platinum Select® delivers more total value, about $183 a year more for a typical spender, mostly because it earns more where you spend most, on gas. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Brilliant® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Citi® / AAdvantage® Platinum Select® if your spending leans toward gas. Pick the Marriott Bonvoy Brilliant® if your spending leans toward dining, travel, everything else.