CitiBusiness® / AAdvantage® Platinum Select® vs Marriott Bonvoy Bold®
Side-by-side comparison
| CitiBusiness® / AAdvantage® Platinum Select® | Marriott Bonvoy Bold® | |
|---|---|---|
| Annual fee | $99 | No annual fee |
| Welcome offer | 80,000 miles | |
| Advertising | 1% | 2% |
| Shipping | 1% | 2% |
| Office supplies | 1% | 2% |
| Phone & internet | 2% | 2% |
| Travel | 2% | 2% |
| Everything else | 1% | 2% |
| Est. yearly rewards* | $558 | $948 |
| Points type | Locked to American Airlines AAdvantage | Locked to Marriott Bonvoy |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the CitiBusiness® / AAdvantage® Platinum Select® earns about $558 a year in rewards and the Marriott Bonvoy Bold® about $948, valuing every point at a flat 1 cent. The CitiBusiness® / AAdvantage® Platinum Select® charges $99, which you clear through its rewards and perks. The Marriott Bonvoy Bold® has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Marriott Bonvoy Bold® delivers more total value, about $489 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and advertising. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the CitiBusiness® / AAdvantage® Platinum Select® currently has the larger welcome offer. Note that Marriott Bonvoy Bold® is running a limited-time offer above the usual amount, so that edge may not last. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Marriott Bonvoy Bold® if your spending leans toward advertising, shipping, office supplies.