CitiBusiness® / AAdvantage® Platinum Select® vs Sun Country Airlines® Visa Signature® Card
Side-by-side comparison
| CitiBusiness® / AAdvantage® Platinum Select® | Sun Country Airlines® Visa Signature® Card | |
|---|---|---|
| Annual fee | $99 | $89 |
| Welcome offer | 80,000 miles | 25,000 points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 2% | 1% |
| Travel | 2% | 3% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $558 | $564 |
| Points type | Locked to American Airlines AAdvantage | Locked to Sun Country Rewards |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the CitiBusiness® / AAdvantage® Platinum Select® earns about $558 a year in rewards and the Sun Country Airlines® Visa Signature® Card about $564, valuing every point at a flat 1 cent. The CitiBusiness® / AAdvantage® Platinum Select® charges $99, which you clear through its rewards and perks. The Sun Country Airlines® Visa Signature® Card charges $89, which you clear through its rewards and perks. The two are close on value, but the Sun Country Airlines® Visa Signature® Card edges ahead by about $16 a year, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the CitiBusiness® / AAdvantage® Platinum Select® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the CitiBusiness® / AAdvantage® Platinum Select® if your spending leans toward phone & internet. Pick the Sun Country Airlines® Visa Signature® Card if your spending leans toward travel.

