CitiBusiness® / AAdvantage® Platinum Select® vs Sun Country Airlines® Visa Signature® Card

CitiBusiness® / AAdvantage® Platinum Select®
VS
Sun Country Airlines® Visa Signature® Card
The short answer: The Sun Country Airlines® Visa Signature® Card delivers a bit more value for most spenders, but choose the CitiBusiness® / AAdvantage® Platinum Select® if you spend more on phone & internet.

Side-by-side comparison

CitiBusiness® / AAdvantage® Platinum Select®Sun Country Airlines® Visa Signature® Card
Annual fee$99$89
Welcome offer80,000 miles25,000 points
Advertising1%1%
Shipping1%1%
Office supplies1%1%
Phone & internet2%1%
Travel2%3%
Everything else1%1%
Est. yearly rewards*$558$564
Points typeLocked to American Airlines AAdvantageLocked to Sun Country Rewards
NetworkMastercardVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the CitiBusiness® / AAdvantage® Platinum Select® earns about $558 a year in rewards and the Sun Country Airlines® Visa Signature® Card about $564, valuing every point at a flat 1 cent. The CitiBusiness® / AAdvantage® Platinum Select® charges $99, which you clear through its rewards and perks. The Sun Country Airlines® Visa Signature® Card charges $89, which you clear through its rewards and perks. The two are close on value, but the Sun Country Airlines® Visa Signature® Card edges ahead by about $16 a year, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the CitiBusiness® / AAdvantage® Platinum Select® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the CitiBusiness® / AAdvantage® Platinum Select® if your spending leans toward phone & internet. Pick the Sun Country Airlines® Visa Signature® Card if your spending leans toward travel.

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Frequently asked questions

Is the CitiBusiness® / AAdvantage® Platinum Select® or the Sun Country Airlines® Visa Signature® Card better?
On typical business spending, the Sun Country Airlines® Visa Signature® Card comes out ahead after its annual fee, by roughly $16 a year with every point valued at a flat 1 cent. But the CitiBusiness® / AAdvantage® Platinum Select® can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the CitiBusiness® / AAdvantage® Platinum Select® and the Sun Country Airlines® Visa Signature® Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the CitiBusiness® / AAdvantage® Platinum Select® or the Sun Country Airlines® Visa Signature® Card?
As of June 2026, the CitiBusiness® / AAdvantage® Platinum Select® offers 80,000 miles and the Sun Country Airlines® Visa Signature® Card offers 25,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.