CitiBusiness® / AAdvantage® Platinum Select® vs Wyndham Rewards Earner® Plus Card
Side-by-side comparison
| CitiBusiness® / AAdvantage® Platinum Select® | Wyndham Rewards Earner® Plus Card | |
|---|---|---|
| Annual fee | $99 | $75 |
| Welcome offer | 80,000 miles | Up to 100,000 points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 2% | 1% |
| Travel | 2% | 4% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $558 | $720 |
| Points type | Locked to American Airlines AAdvantage | Locked to Wyndham Rewards |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the CitiBusiness® / AAdvantage® Platinum Select® earns about $558 a year in rewards and the Wyndham Rewards Earner® Plus Card about $720, valuing every point at a flat 1 cent. The CitiBusiness® / AAdvantage® Platinum Select® charges $99, which you clear through its rewards and perks. The Wyndham Rewards Earner® Plus Card charges $75, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Wyndham Rewards Earner® Plus Card delivers more total value, about $186 a year more for a typical spender, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Wyndham Rewards Earner® Plus Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the CitiBusiness® / AAdvantage® Platinum Select® if your spending leans toward phone & internet. Pick the Wyndham Rewards Earner® Plus Card if your spending leans toward travel.