Costco Anywhere Visa® vs JetBlue Card
Side-by-side comparison
| Costco Anywhere Visa® | JetBlue Card | |
|---|---|---|
| Annual fee | $65 | No annual fee |
| Welcome offer | No current offer | 10,000 bonus points |
| Dining | 3x | 2x |
| Groceries | 1x | 2x |
| Gas | 4x | 1x |
| Travel | 3x | 1x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $452 | $382 |
| Points type | Cash back only | Locked to JetBlue TrueBlue |
| Network | Visa | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified July 2026. See your own numbers in the calculator.
Welcome bonus and value over time
| Over time | Costco Anywhere Visa® | JetBlue Card |
|---|---|---|
| Welcome bonus | None | 10,000 bonus points |
| To earn it | No minimum spend | $1,000 in 90 days |
| Est. first-year value* | $387 | $482 |
| Est. ongoing value / yr* | $387 | $382 |
This one splits by time horizon. In year one the JetBlue Card is ahead by roughly $95, thanks largely to its welcome offer. But the Costco Anywhere Visa® earns more every year after, so if you keep it, it overtakes the JetBlue Card only over the very long haul. Chasing the sign-up bonus and open to canceling before the second annual fee? Take the JetBlue Card. Planning to keep it for years? The Costco Anywhere Visa® pulls ahead.
*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent.
Perks, credits, and redemptions
| Perks | Costco Anywhere Visa® | JetBlue Card |
|---|---|---|
| Lounge access | None | None |
| Annual credits | None | None |
| Points & redemptions | Cash back only | Locked to a single program |
The two are closely matched on perks and redemptions, so the welcome offer and everyday earning above are what should decide it.
Transfer partners and point value
Neither card earns transferable points, so redemptions are cash-back or fixed portal value on both, roughly a cent per point. There is no airline or hotel transfer angle to separate them.
Different currencies, different jobs: the Costco card pays cash and doubles as a warehouse membership, the JetBlue Card banks airline points for free.
The Costco Anywhere Visa’s 4% gas is elite and it covers dining and travel at 3%, but rewards come once a year and you must keep a Costco membership. The JetBlue Card is a simple, no-fee way to earn JetBlue points on flights and everyday categories. Cash for Costco members vs free JetBlue points.
Pros and cons
- 4% cash on gas (up to $7,000/yr), 3% dining and travel
- 2% at Costco, doubles as your membership card
- Broad, dependable cash rewards
- Low $65 fee
- Requires a paid Costco membership
- Rewards pay out annually as a Costco certificate
- 1% on groceries and general spend
- No airline or travel perks
- No annual fee
- 2x on JetBlue, dining, and groceries
- Simple way to build TrueBlue points
- Points don’t expire and have no blackout dates
- Points locked to JetBlue
- No free checked bag (that’s the Plus card)
- No lounge or premium perks
- Little value if you don’t fly JetBlue
Where each one wins
| Category | Winner | Why |
|---|---|---|
| Reward type | Split | Cash for Costco vs JetBlue points. |
| Gas & dining | Costco | 4% gas and 3% dining as cash the JetBlue card can’t match. |
| Annual fee | JetBlue Card | $0 vs $65 (plus membership). |
| Airline value | JetBlue Card | Earns toward JetBlue flights; the Costco card doesn’t. |
| Membership | JetBlue Card | No membership needed; Costco requires one. |
The verdict
If you’re a Costco member who wants cash, the Costco Anywhere Visa is the stronger everyday card, elite gas rewards and solid dining and travel cash, and it doubles as your membership card. Just keep the annual-certificate payout and membership requirement in mind.
If you fly JetBlue and want a free card that earns toward flights, the JetBlue Card is a clean fit, 2x where it counts, no fee, no commitment. They aren’t substitutes: one pays cash to warehouse shoppers, the other banks points for JetBlue flyers. Pick by whether you want Costco-era cash or JetBlue travel, and a JetBlue-flying Costco member could reasonably carry both.