Costco Anywhere Visa® vs Marriott Bonvoy Brilliant®
Side-by-side comparison
| Costco Anywhere Visa® | Marriott Bonvoy Brilliant® | |
|---|---|---|
| Annual fee | No annual fee | $650 |
| Welcome offer | No current offer | |
| Dining | 3x | 3x |
| Groceries | 1x | 1x |
| Gas | 4x | 1x |
| Travel | 3x | 3x |
| Streaming | 1x | 1x |
| Everything else | 1x | 2x |
| Est. yearly rewards* | $452 | $544 |
| Points type | Cash back only | Locked to Marriott Bonvoy |
| Network | Visa | Amex |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Costco Anywhere Visa® earns about $452 a year in rewards and the Marriott Bonvoy Brilliant® about $544, valuing every point at a flat 1 cent. The Costco Anywhere Visa® has no annual fee, so its rewards are all profit. The Marriott Bonvoy Brilliant® charges $650, but carries about $335 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Costco Anywhere Visa® delivers more total value, about $391 a year more for a typical spender, mostly because it earns more where you spend most, on gas. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Brilliant® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Costco Anywhere Visa® if your spending leans toward gas. Pick the Marriott Bonvoy Brilliant® if your spending leans toward everything else.